REFA vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: TiedMore Diversified: VXUS

Side-by-Side Comparison

MetricREFAVXUSWinner
Expense Ratio0.32%0.05%
AUM$6M$156.5B
Dividend Yield0.03%2.60%
Holdings2078,747
YTD Return+11.46%+11.13%
1Y Return-+27.13%
3Y Return (annualized)-+17.24%
5Y Return (annualized)-+8.71%
Volatility (annualized)-15.1%
Max Drawdown-11.2%-39.9%
Fund FamilyColumbia Threadneedle InvestmentsVanguard (US)
CategoryEquityEquity
InceptionDec 11, 2025Jan 26, 2011

REFA vs VXUS Performance

Columbia Research Enhanced International Equity ETF (REFA) is a ETF from Columbia Threadneedle Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Year to date, REFA is up 11.46% versus a gain of 11.13% for VXUS.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.2% for REFA and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

REFA charges 0.32% per year while VXUS charges 0.05%. On a $10,000 position that is $32 vs $5 annually, a gap of $27 per year that compounds over a long holding period. On income, REFA currently yields 0.03% against 2.60% for VXUS.

Holdings Overlap

13.9%overlap

REFA and VXUS share 141 holdings out of 7929 unique holdings combined, representing a 13.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in REFAWeight in VXUSDifference
ASML:AS3.55%1.29%2.26%
NOVN:SM2.97%0.73%2.24%
HSBA:LN2.42%0.72%1.70%
6501:JPProProPro
8035:JPProProPro
SAF:PAProProPro
ENR1N:MUProProPro
BNP:PAProProPro
AZN:LNProProPro
RR:LNProProPro
See all 10 holdings REFA shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, REFA or VXUS?

REFA has an expense ratio of 0.32% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

What is the holdings overlap between REFA and VXUS?

REFA and VXUS share 141 common holdings with a 13.9% weight overlap. Combined, they hold 7929 unique securities.

Which pays a higher dividend, REFA or VXUS?

REFA yields 0.03% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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