REFA vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: TiedMore Diversified: VOO

Side-by-Side Comparison

MetricREFAVOOWinner
Expense Ratio0.32%0.03%
AUM$6M$979.0B
Dividend Yield0.03%1.09%
Holdings207509
YTD Return+11.95%+11.51%
1Y Return-+21.46%
3Y Return (annualized)-+20.86%
5Y Return (annualized)-+13.01%
Volatility (annualized)-14.1%
Max Drawdown-11.2%-34.3%
Fund FamilyColumbia Threadneedle InvestmentsVanguard (US)
CategoryEquityEquity
InceptionDec 11, 2025Sep 7, 2010

REFA vs VOO Performance

Columbia Research Enhanced International Equity ETF (REFA) is a ETF from Columbia Threadneedle Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, REFA is up 11.95% versus a gain of 11.51% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.2% for REFA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

REFA charges 0.32% per year while VOO charges 0.03%. On a $10,000 position that is $32 vs $3 annually, a gap of $29 per year that compounds over a long holding period. On income, REFA currently yields 0.03% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

REFA and VOO share 0 holdings out of 715 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, REFA or VOO?

REFA has an expense ratio of 0.32% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

What is the holdings overlap between REFA and VOO?

REFA and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 715 unique securities.

Which pays a higher dividend, REFA or VOO?

REFA yields 0.03% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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