RAA vs VOO
RAA vs VOO
SMI 3Fourteen REAL Asset Allocation ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | RAA | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $594M | $979.0B | |
| Dividend Yield | 2.13% | 1.09% | |
| Holdings | 182 | 509 | |
| YTD Return | +8.37% | +13.53% | |
| 1Y Return | +16.81% | +23.65% | |
| 3Y Return (annualized) | +14.67% | +21.27% | |
| 5Y Return (annualized) | +14.67% | +13.52% | |
| Volatility (annualized) | 23.4% | 14.1% | |
| Max Drawdown | -53.8% | -34.3% | |
| Fund Family | 3FourteenSMI | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 26, 2025 | Sep 7, 2010 |
RAA vs VOO Performance
SMI 3Fourteen REAL Asset Allocation ETF (RAA) is a ETF from 3FourteenSMI and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year RAA returned +16.81% while VOO returned +23.65%. Year to date, RAA is up 8.37% versus a gain of 13.53% for VOO.
Over three years, RAA compounded at +14.67% per year against +21.27% for VOO; over five years the annualized figures are +14.67% and +13.52% respectively. Across the full 16-year window we track, VOO has the edge at +13.57% annualized vs +7.22%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RAA has been the more volatile fund, with annualized monthly volatility of 23.4% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.8% for RAA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RAA charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, RAA currently yields 2.13% against 1.09% for VOO.
Holdings Overlap
RAA and VOO share 136 holdings out of 549 unique holdings combined, representing a 21.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RAA | Weight in VOO | Difference |
|---|---|---|---|
| NVDA | 1.61% | 7.51% | 5.90% |
| AAPL | 1.39% | 6.59% | 5.20% |
| MSFT | 1.04% | 4.30% | 3.26% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
See all 10 holdings RAA shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RAA or VOO?
RAA has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, RAA or VOO?
Over the past year RAA returned +16.81% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), RAA annualized +7.22% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, RAA or VOO?
RAA has been the more volatile fund at 23.4% annualized versus 14.1% for VOO. Worst drawdown: RAA -53.8% vs VOO -34.3%.
Should I hold both RAA and VOO?
RAA and VOO have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RAA and VOO?
RAA and VOO share 136 common holdings with a 21.9% weight overlap. Combined, they hold 549 unique securities.
Which pays a higher dividend, RAA or VOO?
RAA yields 2.13% while VOO yields 1.09%, so RAA currently pays the higher dividend yield.
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