QQQ vs XRMI

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. XRMI offers more diversification with 461 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: XRMI

Side-by-Side Comparison

MetricQQQXRMIWinner
Expense Ratio0.18%0.60%
AUM$455.8B$50M
Dividend Yield0.41%12.60%
Holdings108510
YTD Return+14.45%+4.10%
1Y Return+24.70%+10.43%
3Y Return (annualized)+24.19%+6.97%
5Y Return (annualized)+14.49%+2.76%
Volatility (annualized)30.6%6.7%
Max Drawdown-83.0%-15.3%
Fund FamilyInvesco (US)Global X by mirae Asset
CategoryEquityEquity
InceptionMar 10, 1999Aug 25, 2021

QQQ vs XRMI Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is a ETF from Global X by mirae Asset. Over the past year QQQ returned +24.70% while XRMI returned +10.43%. Year to date, QQQ is up 14.45% versus a gain of 4.10% for XRMI.

Over three years, QQQ compounded at +24.19% per year against +6.97% for XRMI; over five years the annualized figures are +14.49% and +2.76% respectively. Across the full 5-year window we track, QQQ has the edge at +12.98% annualized vs +2.76%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 6.7% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -15.3% for XRMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while XRMI charges 0.60%. On a $10,000 position that is $18 vs $60 annually, a gap of $42 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 12.60% for XRMI.

Holdings Overlap

22.5%overlap

QQQ and XRMI share 80 holdings out of 484 unique holdings combined, representing a 22.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in XRMIDifference
LRCX1.82%7.42%5.60%
WMT2.47%6.50%4.03%
NVDA7.88%0.01%7.87%
AAPLProProPro
CSCOProProPro
MUProProPro
MSFTProProPro
COSTProProPro
AMZNProProPro
AMDProProPro
See all 10 holdings QQQ shares with XRMI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, QQQ or XRMI?

QQQ has an expense ratio of 0.18% while XRMI charges 0.60%. QQQ is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, QQQ or XRMI?

Over the past year QQQ returned +24.70% vs +10.43% for XRMI, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +12.98% vs +2.76% for XRMI. Past performance does not guarantee future results.

Which is riskier, QQQ or XRMI?

QQQ has been the more volatile fund at 30.6% annualized versus 6.7% for XRMI. Worst drawdown: QQQ -83.0% vs XRMI -15.3%.

Should I hold both QQQ and XRMI?

QQQ and XRMI have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and XRMI?

QQQ and XRMI share 80 common holdings with a 22.5% weight overlap. Combined, they hold 484 unique securities.

Which pays a higher dividend, QQQ or XRMI?

QQQ yields 0.41% while XRMI yields 12.60%, so XRMI currently pays the higher dividend yield.

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