QQQ vs XOEF

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. XOEF offers more diversification with 405 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: XOEF

Side-by-Side Comparison

MetricQQQXOEFWinner
Expense Ratio0.18%0.20%
AUM$455.8B$23M
Dividend Yield0.41%1.03%
Holdings108408
YTD Return+16.83%+15.91%
1Y Return+26.58%+22.83%
3Y Return (annualized)+24.70%-
5Y Return (annualized)+14.88%-
Volatility (annualized)30.6%11.3%
Max Drawdown-83.0%-7.7%
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionMar 10, 1999Jul 8, 2025

QQQ vs XOEF Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and iShares S&P 500 ex S&P 100 ETF (XOEF) is a ETF from iShares by BlackRock (US). Over the past year QQQ returned +26.58% while XOEF returned +22.83%. Year to date, QQQ is up 16.83% versus a gain of 15.91% for XOEF.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 11.3% for XOEF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -7.7% for XOEF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while XOEF charges 0.20%. On a $10,000 position that is $18 vs $20 annually, a gap of $2 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 1.03% for XOEF.

Holdings Overlap

20.8%overlap

QQQ and XOEF share 54 holdings out of 454 unique holdings combined, representing a 20.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in XOEFDifference
KLAC1.28%1.68%0.40%
PANW1.19%1.60%0.41%
SNDK1.10%1.42%0.32%
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Frequently Asked Questions

Which is cheaper, QQQ or XOEF?

QQQ has an expense ratio of 0.18% while XOEF charges 0.20%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, QQQ or XOEF?

Over the past year QQQ returned +26.58% vs +22.83% for XOEF, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.06% vs +20.08% for XOEF. Past performance does not guarantee future results.

Which is riskier, QQQ or XOEF?

QQQ has been the more volatile fund at 30.6% annualized versus 11.3% for XOEF. Worst drawdown: QQQ -83.0% vs XOEF -7.7%.

Should I hold both QQQ and XOEF?

QQQ and XOEF have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and XOEF?

QQQ and XOEF share 54 common holdings with a 20.8% weight overlap. Combined, they hold 454 unique securities.

Which pays a higher dividend, QQQ or XOEF?

QQQ yields 0.41% while XOEF yields 1.03%, so XOEF currently pays the higher dividend yield.

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