IVV vs XOEF
IVV vs XOEF
iShares Core S&P 500 ETF vs iShares S&P 500 ex S&P 100 ETF
Quick Verdict
IVV has a lower expense ratio. XOEF delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XOEF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.20% | |
| AUM | $865.2B | $23M | |
| Dividend Yield | 1.09% | 1.03% | |
| Holdings | 508 | 408 | |
| YTD Return | +9.93% | +14.01% | |
| 1Y Return | +19.59% | +20.39% | |
| 3Y Return (annualized) | +19.41% | - | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.1% | 11.8% | |
| Max Drawdown | -56.5% | -7.7% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jul 8, 2025 |
IVV vs XOEF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares S&P 500 ex S&P 100 ETF (XOEF) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +19.59% while XOEF returned +20.39%. Year to date, IVV is up 9.93% versus a gain of 14.01% for XOEF.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.8% for XOEF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -7.7% for XOEF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while XOEF charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.03% for XOEF.
Holdings Overlap
IVV and XOEF share 396 holdings out of 514 unique holdings combined, representing a 27.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in XOEF | Difference |
|---|---|---|---|
| KLAC | 0.44% | 1.68% | 1.24% |
| PANW | 0.43% | 1.60% | 1.17% |
| SNDK | 0.36% | 1.42% | 1.06% |
| MRVL | Pro | Pro | Pro |
| APH | Pro | Pro | Pro |
| CRWD | Pro | Pro | Pro |
| WDC | Pro | Pro | Pro |
| STX | Pro | Pro | Pro |
| ADI | Pro | Pro | Pro |
| ANET | Pro | Pro | Pro |
See all 10 holdings IVV shares with XOEF Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or XOEF?
IVV has an expense ratio of 0.03% while XOEF charges 0.20%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, IVV or XOEF?
Over the past year IVV returned +19.59% vs +20.39% for XOEF, so XOEF leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +6.91% vs +18.56% for XOEF. Past performance does not guarantee future results.
Which is riskier, IVV or XOEF?
IVV has been the more volatile fund at 15.1% annualized versus 11.8% for XOEF. Worst drawdown: IVV -56.5% vs XOEF -7.7%.
Should I hold both IVV and XOEF?
IVV and XOEF have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XOEF?
IVV and XOEF share 396 common holdings with a 27.1% weight overlap. Combined, they hold 514 unique securities.
Which pays a higher dividend, IVV or XOEF?
IVV yields 1.09% while XOEF yields 1.03%, so IVV currently pays the higher dividend yield.
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