QQQ vs XCLR

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. XCLR offers more diversification with 460 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: XCLR

Side-by-Side Comparison

MetricQQQXCLRWinner
Expense Ratio0.18%0.25%
AUM$455.8B$4M
Dividend Yield0.41%12.80%
Holdings108509
YTD Return+18.20%+5.19%
1Y Return+27.63%+11.53%
3Y Return (annualized)+25.54%+13.72%
5Y Return (annualized)+15.12%+7.91%
Volatility (annualized)30.6%10.9%
Max Drawdown-83.0%-14.6%
Fund FamilyInvesco (US)Global X by mirae Asset
CategoryEquityEquity
InceptionMar 10, 1999Aug 25, 2021

QQQ vs XCLR Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Global X S&P 500 Collar 95-110 ETF (XCLR) is a ETF from Global X by mirae Asset. Over the past year QQQ returned +27.63% while XCLR returned +11.53%. Year to date, QQQ is up 18.20% versus a gain of 5.19% for XCLR.

Over three years, QQQ compounded at +25.54% per year against +13.72% for XCLR; over five years the annualized figures are +15.12% and +7.91% respectively. Across the full 5-year window we track, QQQ has the edge at +13.11% annualized vs +7.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 10.9% for XCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -14.6% for XCLR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while XCLR charges 0.25%. On a $10,000 position that is $18 vs $25 annually, a gap of $7 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 12.80% for XCLR.

Holdings Overlap

24.2%overlap

QQQ and XCLR share 77 holdings out of 486 unique holdings combined, representing a 24.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in XCLRDifference
AMAT2.02%7.29%5.27%
LRCX1.82%6.38%4.56%
NVDA7.88%0.01%7.87%
AAPLProProPro
WMTProProPro
CSCOProProPro
MSFTProProPro
AMZNProProPro
COSTProProPro
GOOGLProProPro
See all 10 holdings QQQ shares with XCLR
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, QQQ or XCLR?

QQQ has an expense ratio of 0.18% while XCLR charges 0.25%. QQQ is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, QQQ or XCLR?

Over the past year QQQ returned +27.63% vs +11.53% for XCLR, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.11% vs +7.91% for XCLR. Past performance does not guarantee future results.

Which is riskier, QQQ or XCLR?

QQQ has been the more volatile fund at 30.6% annualized versus 10.9% for XCLR. Worst drawdown: QQQ -83.0% vs XCLR -14.6%.

Should I hold both QQQ and XCLR?

QQQ and XCLR have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and XCLR?

QQQ and XCLR share 77 common holdings with a 24.2% weight overlap. Combined, they hold 486 unique securities.

Which pays a higher dividend, QQQ or XCLR?

QQQ yields 0.41% while XCLR yields 12.80%, so XCLR currently pays the higher dividend yield.

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