IVV vs XCLR
IVV vs XCLR
iShares Core S&P 500 ETF vs Global X S&P 500 Collar 95-110 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XCLR | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $865.2B | $4M | |
| Dividend Yield | 1.09% | 12.80% | |
| Holdings | 508 | 509 | |
| YTD Return | +13.80% | +5.19% | |
| 1Y Return | +23.70% | +11.53% | |
| 3Y Return (annualized) | +21.49% | +13.72% | |
| 5Y Return (annualized) | +13.43% | +7.91% | |
| Volatility (annualized) | 15.1% | 10.9% | |
| Max Drawdown | -56.5% | -14.6% | |
| Fund Family | iShares by BlackRock (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Aug 25, 2021 |
IVV vs XCLR Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Global X S&P 500 Collar 95-110 ETF (XCLR) is a ETF from Global X by mirae Asset. Over the past year IVV returned +23.70% while XCLR returned +11.53%. Year to date, IVV is up 13.80% versus a gain of 5.19% for XCLR.
Over three years, IVV compounded at +21.49% per year against +13.72% for XCLR; over five years the annualized figures are +13.43% and +7.91% respectively. Across the full 5-year window we track, XCLR has the edge at +7.91% annualized vs +7.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.9% for XCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -14.6% for XCLR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while XCLR charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 12.80% for XCLR.
Holdings Overlap
IVV and XCLR share 454 holdings out of 511 unique holdings combined, representing a 48.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in XCLR | Difference |
|---|---|---|---|
| AMAT | 0.69% | 7.29% | 6.60% |
| NVDA | 7.76% | 0.01% | 7.75% |
| AAPL | 7.44% | 0.01% | 7.43% |
| WMT | Pro | Pro | Pro |
| MSFT | Pro | Pro | Pro |
| CAT | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| MA | Pro | Pro | Pro |
See all 10 holdings IVV shares with XCLR Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or XCLR?
IVV has an expense ratio of 0.03% while XCLR charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, IVV or XCLR?
Over the past year IVV returned +23.70% vs +11.53% for XCLR, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.05% vs +7.91% for XCLR. Past performance does not guarantee future results.
Which is riskier, IVV or XCLR?
IVV has been the more volatile fund at 15.1% annualized versus 10.9% for XCLR. Worst drawdown: IVV -56.5% vs XCLR -14.6%.
Should I hold both IVV and XCLR?
IVV and XCLR have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and XCLR?
IVV and XCLR share 454 common holdings with a 48.0% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, IVV or XCLR?
IVV yields 1.09% while XCLR yields 12.80%, so XCLR currently pays the higher dividend yield.
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