QQQ vs XB

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. XB offers more diversification with 492 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: XB

Side-by-Side Comparison

MetricQQQXBWinner
Expense Ratio0.18%0.30%
AUM$455.8B$72M
Dividend Yield0.41%7.10%
Holdings108585
YTD Return+12.48%+2.12%
1Y Return+22.35%+5.42%
3Y Return (annualized)+22.30%+7.91%
5Y Return (annualized)+14.24%-
Volatility (annualized)30.6%7.5%
Max Drawdown-83.0%-9.3%
Fund FamilyInvesco (US)BondBloxx
CategoryEquityFixed Income
InceptionMar 10, 1999May 24, 2022

QQQ vs XB Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and BondBloxx B Rated USD High Yield Corporate Bond ETF (XB) is a ETF from BondBloxx. Over the past year QQQ returned +22.35% while XB returned +5.42%. Year to date, QQQ is up 12.48% versus a gain of 2.12% for XB.

Over three years, QQQ compounded at +22.30% per year against +7.91% for XB. Across the full 4-year window we track, QQQ has the edge at +12.91% annualized vs +6.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.5% for XB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -9.3% for XB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while XB charges 0.30%. On a $10,000 position that is $18 vs $30 annually, a gap of $12 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 7.10% for XB.

Holdings Overlap

0.0%overlap

QQQ and XB share 0 holdings out of 595 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or XB?

QQQ has an expense ratio of 0.18% while XB charges 0.30%. QQQ is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, QQQ or XB?

Over the past year QQQ returned +22.35% vs +5.42% for XB, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +12.91% vs +6.04% for XB. Past performance does not guarantee future results.

Which is riskier, QQQ or XB?

QQQ has been the more volatile fund at 30.6% annualized versus 7.5% for XB. Worst drawdown: QQQ -83.0% vs XB -9.3%.

Should I hold both QQQ and XB?

QQQ and XB have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and XB?

QQQ and XB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 595 unique securities.

Which pays a higher dividend, QQQ or XB?

QQQ yields 0.41% while XB yields 7.10%, so XB currently pays the higher dividend yield.

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