IVV vs XB
IVV vs XB
iShares Core S&P 500 ETF vs BondBloxx B Rated USD High Yield Corporate Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XB | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.30% | |
| AUM | $865.2B | $72M | |
| Dividend Yield | 1.09% | 7.10% | |
| Holdings | 508 | 585 | |
| YTD Return | +9.93% | +2.12% | |
| 1Y Return | +19.59% | +5.42% | |
| 3Y Return (annualized) | +19.41% | +7.91% | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.1% | 7.5% | |
| Max Drawdown | -56.5% | -9.3% | |
| Fund Family | iShares by BlackRock (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | May 24, 2022 |
IVV vs XB Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx B Rated USD High Yield Corporate Bond ETF (XB) is a ETF from BondBloxx. Over the past year IVV returned +19.59% while XB returned +5.42%. Year to date, IVV is up 9.93% versus a gain of 2.12% for XB.
Over three years, IVV compounded at +19.41% per year against +7.91% for XB. Across the full 4-year window we track, IVV has the edge at +6.91% annualized vs +6.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.5% for XB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -9.3% for XB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XB charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 7.10% for XB.
Holdings Overlap
IVV and XB share 0 holdings out of 997 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XB?
IVV has an expense ratio of 0.03% while XB charges 0.30%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, IVV or XB?
Over the past year IVV returned +19.59% vs +5.42% for XB, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +6.91% vs +6.04% for XB. Past performance does not guarantee future results.
Which is riskier, IVV or XB?
IVV has been the more volatile fund at 15.1% annualized versus 7.5% for XB. Worst drawdown: IVV -56.5% vs XB -9.3%.
Should I hold both IVV and XB?
IVV and XB have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XB?
IVV and XB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 997 unique securities.
Which pays a higher dividend, IVV or XB?
IVV yields 1.09% while XB yields 7.10%, so XB currently pays the higher dividend yield.
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