QQQ vs VSDB

Quick Verdict

VSDB has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: VSDBHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQVSDBWinner
Expense Ratio0.18%0.15%
AUM$455.8B$896M
Dividend Yield0.41%4.16%
Holdings108833
YTD Return+18.20%-0.73%
1Y Return+27.63%+1.69%
3Y Return (annualized)+25.54%-
5Y Return (annualized)+15.12%-
Volatility (annualized)30.6%2.0%
Max Drawdown-83.0%-1.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityFixed Income
InceptionMar 10, 1999Apr 1, 2025

QQQ vs VSDB Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Vanguard Short Duration Bond ETF (VSDB) is a ETF from Vanguard (US). Over the past year QQQ returned +27.63% while VSDB returned +1.69%. Year to date, QQQ is up 18.20% versus a loss of 0.73% for VSDB.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 2.0% for VSDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -1.8% for VSDB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while VSDB charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 4.16% for VSDB.

Holdings Overlap

0.0%overlap

QQQ and VSDB share 0 holdings out of 177 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or VSDB?

QQQ has an expense ratio of 0.18% while VSDB charges 0.15%. VSDB is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, QQQ or VSDB?

Over the past year QQQ returned +27.63% vs +1.69% for VSDB, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.11% vs +3.80% for VSDB. Past performance does not guarantee future results.

Which is riskier, QQQ or VSDB?

QQQ has been the more volatile fund at 30.6% annualized versus 2.0% for VSDB. Worst drawdown: QQQ -83.0% vs VSDB -1.8%.

Should I hold both QQQ and VSDB?

QQQ and VSDB have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and VSDB?

QQQ and VSDB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 177 unique securities.

Which pays a higher dividend, QQQ or VSDB?

QQQ yields 0.41% while VSDB yields 4.16%, so VSDB currently pays the higher dividend yield.

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