QQQ vs SSFI

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQSSFIWinner
Expense Ratio0.18%0.76%
AUM$455.8B$29M
Dividend Yield0.41%3.55%
Holdings10810
YTD Return+14.45%-0.53%
1Y Return+24.70%+1.38%
3Y Return (annualized)+24.19%+3.12%
5Y Return (annualized)+14.49%-
Volatility (annualized)30.6%6.1%
Max Drawdown-83.0%-16.1%
Fund FamilyInvesco (US)Day Hagan Funds
CategoryEquityFixed Income
InceptionMar 10, 1999Sep 28, 2021

QQQ vs SSFI Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Day Hagan Smart Sector Fixed Income ETF (SSFI) is a ETF from Day Hagan Funds. Over the past year QQQ returned +24.70% while SSFI returned +1.38%. Year to date, QQQ is up 14.45% versus a loss of 0.53% for SSFI.

Over three years, QQQ compounded at +24.19% per year against +3.12% for SSFI. Across the full 5-year window we track, QQQ has the edge at +12.98% annualized vs -0.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 6.1% for SSFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -16.1% for SSFI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while SSFI charges 0.76%. On a $10,000 position that is $18 vs $76 annually, a gap of $58 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 3.55% for SSFI.

Holdings Overlap

0.0%overlap

QQQ and SSFI share 0 holdings out of 112 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or SSFI?

QQQ has an expense ratio of 0.18% while SSFI charges 0.76%. QQQ is the cheaper option. On a $10,000 investment, that is $58 per year of difference.

Which performed better, QQQ or SSFI?

Over the past year QQQ returned +24.70% vs +1.38% for SSFI, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +12.98% vs -0.39% for SSFI. Past performance does not guarantee future results.

Which is riskier, QQQ or SSFI?

QQQ has been the more volatile fund at 30.6% annualized versus 6.1% for SSFI. Worst drawdown: QQQ -83.0% vs SSFI -16.1%.

Should I hold both QQQ and SSFI?

QQQ and SSFI have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and SSFI?

QQQ and SSFI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 112 unique securities.

Which pays a higher dividend, QQQ or SSFI?

QQQ yields 0.41% while SSFI yields 3.55%, so SSFI currently pays the higher dividend yield.

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