PYLD vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. PYLD offers more diversification with 666 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: PYLD

Side-by-Side Comparison

MetricPYLDVOOWinner
Expense Ratio0.64%0.03%
AUM$15.0B$979.0B
Dividend Yield6.26%1.09%
Holdings1,576509
YTD Return+0.71%+9.95%
1Y Return+5.34%+19.58%
3Y Return (annualized)+7.75%+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)4.9%14.2%
Max Drawdown-4.5%-34.3%
Fund FamilyPIMCO (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJun 21, 2023Sep 7, 2010

PYLD vs VOO Performance

PIMCO Multisector Bond Active Exchange-Traded Fund (PYLD) is a ETF from PIMCO (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PYLD returned +5.34% while VOO returned +19.58%. Year to date, PYLD is up 0.71% versus a gain of 9.95% for VOO.

Over three years, PYLD compounded at +7.75% per year against +19.43% for VOO. Across the full 3-year window we track, VOO has the edge at +13.35% annualized vs +7.62%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 4.9% for PYLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.5% for PYLD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PYLD charges 0.64% per year while VOO charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, PYLD currently yields 6.26% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PYLD and VOO share 0 holdings out of 1171 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PYLD or VOO?

PYLD has an expense ratio of 0.64% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, PYLD or VOO?

Over the past year PYLD returned +5.34% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), PYLD annualized +7.62% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, PYLD or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 4.9% for PYLD. Worst drawdown: PYLD -4.5% vs VOO -34.3%.

Should I hold both PYLD and VOO?

PYLD and VOO have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PYLD and VOO?

PYLD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1171 unique securities.

Which pays a higher dividend, PYLD or VOO?

PYLD yields 6.26% while VOO yields 1.09%, so PYLD currently pays the higher dividend yield.

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