PTRB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. PTRB offers more diversification with 724 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: PTRB

Side-by-Side Comparison

MetricPTRBVOOWinner
Expense Ratio0.49%0.03%
AUM$1.1B$979.0B
Dividend Yield5.51%1.09%
Holdings1,478509
YTD Return+0.26%+13.53%
1Y Return+2.79%+23.65%
3Y Return (annualized)+5.04%+21.27%
5Y Return (annualized)-+13.52%
Volatility (annualized)7.1%14.1%
Max Drawdown-19.2%-34.3%
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionDec 2, 2021Sep 7, 2010

PTRB vs VOO Performance

PGIM Total Return Bond ETF (PTRB) is a ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PTRB returned +2.79% while VOO returned +23.65%. Year to date, PTRB is up 0.26% versus a gain of 13.53% for VOO.

Over three years, PTRB compounded at +5.04% per year against +21.27% for VOO. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs +0.22%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.1% for PTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for PTRB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PTRB charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PTRB currently yields 5.51% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PTRB and VOO share 1 holdings out of 1228 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PTRBWeight in VOODifference
GS0.01%0.44%0.43%

Frequently Asked Questions

Which is cheaper, PTRB or VOO?

PTRB has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, PTRB or VOO?

Over the past year PTRB returned +2.79% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), PTRB annualized +0.22% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, PTRB or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 7.1% for PTRB. Worst drawdown: PTRB -19.2% vs VOO -34.3%.

Should I hold both PTRB and VOO?

PTRB and VOO have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PTRB and VOO?

PTRB and VOO share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1228 unique securities.

Which pays a higher dividend, PTRB or VOO?

PTRB yields 5.51% while VOO yields 1.09%, so PTRB currently pays the higher dividend yield.

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