PSF vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPSFVOOWinner
Expense Ratio1.59%0.03%
AUM$2,687.94$979.0B
Dividend Yield6.91%1.09%
Holdings332509
YTD Return+0.36%+13.53%
1Y Return+2.27%+23.65%
3Y Return (annualized)+9.30%+21.27%
5Y Return (annualized)-1.74%+13.52%
Volatility (annualized)16.6%14.1%
Max Drawdown-55.4%-34.3%
Fund FamilyCohen & Steers FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionNov 24, 2010Sep 7, 2010

PSF vs VOO Performance

Cohen & Steers Select Preferred and Income Fund Inc. (PSF) is a ETF from Cohen & Steers Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PSF returned +2.27% while VOO returned +23.65%. Year to date, PSF is up 0.36% versus a gain of 13.53% for VOO.

Over three years, PSF compounded at +9.30% per year against +21.27% for VOO; over five years the annualized figures are -1.74% and +13.52% respectively. Across the full 16-year window we track, VOO has the edge at +13.57% annualized vs +1.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSF has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -55.4% for PSF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PSF charges 1.59% per year while VOO charges 0.03%. On a $10,000 position that is $159 vs $3 annually, a gap of $156 per year that compounds over a long holding period. On income, PSF currently yields 6.91% against 1.09% for VOO.

Holdings Overlap

0.8%overlap

PSF and VOO share 5 holdings out of 687 unique holdings combined, representing a 0.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PSFWeight in VOODifference
FITB0.82%0.08%0.74%
NEE0.57%0.28%0.29%
MTB0.76%0.05%0.71%
CProProPro
ACGLProProPro
See all 5 holdings PSF shares with VOO
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Frequently Asked Questions

Which is cheaper, PSF or VOO?

PSF has an expense ratio of 1.59% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $156 per year of difference.

Which performed better, PSF or VOO?

Over the past year PSF returned +2.27% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), PSF annualized +1.20% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, PSF or VOO?

PSF has been the more volatile fund at 16.6% annualized versus 14.1% for VOO. Worst drawdown: PSF -55.4% vs VOO -34.3%.

Should I hold both PSF and VOO?

PSF and VOO have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PSF and VOO?

PSF and VOO share 5 common holdings with a 0.8% weight overlap. Combined, they hold 687 unique securities.

Which pays a higher dividend, PSF or VOO?

PSF yields 6.91% while VOO yields 1.09%, so PSF currently pays the higher dividend yield.

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