PNQI vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPNQISCHDWinner
Expense Ratio0.60%0.06%
AUM$508M$103.7B
Dividend Yield0.00%3.31%
Holdings80104
YTD Return-4.85%+23.53%
1Y Return-3.87%+30.95%
3Y Return (annualized)+15.79%+14.72%
5Y Return (annualized)+0.20%+9.56%
Volatility (annualized)22.9%13.6%
Max Drawdown-59.7%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionJun 12, 2008Oct 20, 2011

PNQI vs SCHD Performance

Invesco Nasdaq Internet ETF (PNQI) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PNQI returned -3.87% while SCHD returned +30.95%. Year to date, PNQI is down 4.85% versus a gain of 23.53% for SCHD.

Over three years, PNQI compounded at +15.79% per year against +14.72% for SCHD; over five years the annualized figures are +0.20% and +9.56% respectively. Across the full 15-year window we track, PNQI has the edge at +13.76% annualized vs +11.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PNQI has been the more volatile fund, with annualized monthly volatility of 22.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.7% for PNQI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PNQI charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, PNQI currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

PNQI and SCHD share 0 holdings out of 178 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PNQI or SCHD?

PNQI has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, PNQI or SCHD?

Over the past year PNQI returned -3.87% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PNQI annualized +13.76% vs +11.35% for SCHD. Past performance does not guarantee future results.

Which is riskier, PNQI or SCHD?

PNQI has been the more volatile fund at 22.9% annualized versus 13.6% for SCHD. Worst drawdown: PNQI -59.7% vs SCHD -33.4%.

Should I hold both PNQI and SCHD?

PNQI and SCHD have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PNQI and SCHD?

PNQI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 178 unique securities.

Which pays a higher dividend, PNQI or SCHD?

PNQI yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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