PBUS vs SCHD
PBUS vs SCHD
Invesco MSCI USA ETF vs Schwab US Dividend Equity ETF
Quick Verdict
PBUS has a lower expense ratio. SCHD delivered stronger 1-year returns. PBUS offers more diversification with 501 holdings.
Side-by-Side Comparison
| Metric | PBUS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $11.3B | $103.7B | |
| Dividend Yield | 1.02% | 3.31% | |
| Holdings | 540 | 104 | |
| YTD Return | +10.74% | +23.02% | |
| 1Y Return | +19.98% | +30.75% | |
| 3Y Return (annualized) | +20.56% | +14.89% | |
| 5Y Return (annualized) | +12.33% | +9.38% | |
| Volatility (annualized) | 16.1% | 13.6% | |
| Max Drawdown | -33.2% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 22, 2017 | Oct 20, 2011 |
PBUS vs SCHD Performance
Invesco MSCI USA ETF (PBUS) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PBUS returned +19.98% while SCHD returned +30.75%. Year to date, PBUS is up 10.74% versus a gain of 23.02% for SCHD.
Over three years, PBUS compounded at +20.56% per year against +14.89% for SCHD; over five years the annualized figures are +12.33% and +9.38% respectively. Across the full 9-year window we track, PBUS has the edge at +14.99% annualized vs +11.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PBUS has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.2% for PBUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PBUS charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, PBUS currently yields 1.02% against 3.31% for SCHD.
Holdings Overlap
PBUS and SCHD share 44 holdings out of 557 unique holdings combined, representing a 7.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PBUS | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 0.59% | 4.54% | 3.95% |
| MRK | 0.50% | 4.32% | 3.82% |
| ABT | 0.25% | 4.49% | 4.24% |
| HD | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings PBUS shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, PBUS or SCHD?
PBUS has an expense ratio of 0.04% while SCHD charges 0.06%. PBUS is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, PBUS or SCHD?
Over the past year PBUS returned +19.98% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), PBUS annualized +14.99% vs +11.33% for SCHD. Past performance does not guarantee future results.
Which is riskier, PBUS or SCHD?
PBUS has been the more volatile fund at 16.1% annualized versus 13.6% for SCHD. Worst drawdown: PBUS -33.2% vs SCHD -33.4%.
Should I hold both PBUS and SCHD?
PBUS and SCHD have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PBUS and SCHD?
PBUS and SCHD share 44 common holdings with a 7.7% weight overlap. Combined, they hold 557 unique securities.
Which pays a higher dividend, PBUS or SCHD?
PBUS yields 1.02% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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