OWNS vs QQQ
OWNS vs QQQ
CCM Affordable Housing MBS ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | OWNS | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.18% | |
| AUM | $105M | $455.8B | |
| Dividend Yield | 4.31% | 0.41% | |
| Holdings | 237 | 108 | |
| YTD Return | -0.06% | +16.83% | |
| 1Y Return | +3.29% | +26.58% | |
| 3Y Return (annualized) | +4.23% | +24.70% | |
| 5Y Return (annualized) | +0.08% | +14.88% | |
| Volatility (annualized) | 6.7% | 30.6% | |
| Max Drawdown | -17.1% | -83.0% | |
| Fund Family | Impact shares | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 27, 2021 | Mar 10, 1999 |
OWNS vs QQQ Performance
CCM Affordable Housing MBS ETF (OWNS) is a ETF from Impact shares and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year OWNS returned +3.29% while QQQ returned +26.58%. Year to date, OWNS is down 0.06% versus a gain of 16.83% for QQQ.
Over three years, OWNS compounded at +4.23% per year against +24.70% for QQQ; over five years the annualized figures are +0.08% and +14.88% respectively. Across the full 5-year window we track, QQQ has the edge at +13.06% annualized vs +0.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 6.7% for OWNS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.1% for OWNS and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
OWNS charges 0.30% per year while QQQ charges 0.18%. On a $10,000 position that is $30 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, OWNS currently yields 4.31% against 0.41% for QQQ.
Holdings Overlap
OWNS and QQQ share 0 holdings out of 114 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OWNS or QQQ?
OWNS has an expense ratio of 0.30% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, OWNS or QQQ?
Over the past year OWNS returned +3.29% vs +26.58% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), OWNS annualized +0.04% vs +13.06% for QQQ. Past performance does not guarantee future results.
Which is riskier, OWNS or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 6.7% for OWNS. Worst drawdown: OWNS -17.1% vs QQQ -83.0%.
Should I hold both OWNS and QQQ?
OWNS and QQQ have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OWNS and QQQ?
OWNS and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 114 unique securities.
Which pays a higher dividend, OWNS or QQQ?
OWNS yields 4.31% while QQQ yields 0.41%, so OWNS currently pays the higher dividend yield.
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