IVV vs OWNS
IVV vs OWNS
iShares Core S&P 500 ETF vs CCM Affordable Housing MBS ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | OWNS | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.30% | |
| AUM | $865.2B | $105M | |
| Dividend Yield | 1.09% | 4.31% | |
| Holdings | 508 | 237 | |
| YTD Return | +13.13% | -0.06% | |
| 1Y Return | +22.90% | +3.29% | |
| 3Y Return (annualized) | +21.08% | +4.23% | |
| 5Y Return (annualized) | +13.27% | +0.08% | |
| Volatility (annualized) | 15.1% | 6.7% | |
| Max Drawdown | -56.5% | -17.1% | |
| Fund Family | iShares by BlackRock (US) | Impact shares | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jul 27, 2021 |
IVV vs OWNS Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and CCM Affordable Housing MBS ETF (OWNS) is a ETF from Impact shares. Over the past year IVV returned +22.90% while OWNS returned +3.29%. Year to date, IVV is up 13.13% versus a loss of 0.06% for OWNS.
Over three years, IVV compounded at +21.08% per year against +4.23% for OWNS; over five years the annualized figures are +13.27% and +0.08% respectively. Across the full 5-year window we track, IVV has the edge at +7.02% annualized vs +0.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.7% for OWNS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -17.1% for OWNS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while OWNS charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.31% for OWNS.
Holdings Overlap
IVV and OWNS share 0 holdings out of 516 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or OWNS?
IVV has an expense ratio of 0.03% while OWNS charges 0.30%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, IVV or OWNS?
Over the past year IVV returned +22.90% vs +3.29% for OWNS, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.02% vs +0.04% for OWNS. Past performance does not guarantee future results.
Which is riskier, IVV or OWNS?
IVV has been the more volatile fund at 15.1% annualized versus 6.7% for OWNS. Worst drawdown: IVV -56.5% vs OWNS -17.1%.
Should I hold both IVV and OWNS?
IVV and OWNS have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and OWNS?
IVV and OWNS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 516 unique securities.
Which pays a higher dividend, IVV or OWNS?
IVV yields 1.09% while OWNS yields 4.31%, so OWNS currently pays the higher dividend yield.
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