NXTI vs SCHD
Simplify Next Intangible Core Index ETF vs Schwab US Dividend Equity ETF
Which is better, NXTI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. NXTI is less concentrated, with 35.1% of the fund in its ten largest positions against 41.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NXTI | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $14M | $124.4B |
| Dividend Yield | 0.66% | 2.96% |
| Holdings | 604 | 102 |
| Volatility (annualized) | 13.5%Best | 14.4% |
| Max Drawdown | -19.6% | -16.1%Best |
| $10,000 over 2.5 years | $15,222 | $15,389Best |
| Top 10 Weight | 35.1%Best | 41.3% |
| Fund Family | Simplify Exchange Traded Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 15, 2024 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 14 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. NXTI has data through Oct 30, 2026 and SCHD through Nov 13, 2026.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 16, 2024 to Oct 30, 2026 (2.5 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.5% for NXTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for NXTI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.22. They move largely independently of each other.
Fees and Cost Over Time
NXTI charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, NXTI currently yields 0.66% against 2.96% for SCHD.
Holdings Overlap
8.1% of NXTI's money is in holdings SCHD also owns. 34.9% of SCHD's money is in holdings NXTI also owns.
The two portfolios partly overlap.
19 positions in common, counted across the 200 positions we hold weights for in NXTI and 98 in SCHD, against full books of 604 and 102.
What only one of them owns
Our book lists 77 positions for SCHD that do not appear in our book for NXTI (60.3% of the fund), and 177 for NXTI that do not appear in SCHD (89.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NXTI | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm Inc. | 1.81% | 3.70% | 1.89% |
| KOCoca Cola Co. | 0.89% | 4.22% | 3.33% |
| UNHUnitedhealth Group Inc. | 1.16% | 3.89% | 2.73% |
| HDHome Depot Inc/The | 0.79% | 4.16% | 3.37% |
| PEPPepsico Inc. | 0.41% | 3.88% | 3.47% |
| CMCSAComcast Corp. Class A | 0.91% | 1.99% | 1.08% |
| BXThe Blackstone Group, Inc. | 0.44% | 2.12% | 1.68% |
| UPSUnited Parcel Service, Inc | 0.31% | 1.93% | 1.62% |
| TGTTarget Corp. | 0.38% | 1.69% | 1.31% |
| FASTFastenal Co. | 0.14% | 1.42% | 1.28% |
34.9% of SCHD is already inside NXTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NXTI or SCHD?
NXTI has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which is riskier, NXTI or SCHD?
SCHD has been the more volatile fund at 14.4% annualized versus 13.5% for NXTI. Worst drawdown: NXTI -19.6% vs SCHD -16.1%.
Should I hold both NXTI and SCHD?
NXTI and SCHD have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NXTI and SCHD?
34.9% of SCHD's money is in holdings NXTI also owns. 34.9% of SCHD's is in holdings NXTI also owns. They hold 19 positions in common, counted across the 200 positions we hold weights for in NXTI and 98 in SCHD.
Which pays a higher dividend, NXTI or SCHD?
NXTI yields 0.66% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NXTI?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. NXTI is less concentrated, with 35.1% of the fund in its ten largest positions against 41.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.