NUHY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NUHY offers more diversification with 314 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: NUHY

Side-by-Side Comparison

MetricNUHYSCHDWinner
Expense Ratio0.30%0.06%
AUM$110M$103.7B
Dividend Yield6.60%3.31%
Holdings376104
YTD Return+1.57%+23.31%
1Y Return+4.72%+30.42%
3Y Return (annualized)+7.91%+14.66%
5Y Return (annualized)+3.22%+9.59%
Volatility (annualized)8.4%13.6%
Max Drawdown-20.5%-33.4%
Fund FamilyNuveenCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionSep 25, 2019Oct 20, 2011

NUHY vs SCHD Performance

Nuveen ESG High Yield Corporate Bond ETF (NUHY) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NUHY returned +4.72% while SCHD returned +30.42%. Year to date, NUHY is up 1.57% versus a gain of 23.31% for SCHD.

Over three years, NUHY compounded at +7.91% per year against +14.66% for SCHD; over five years the annualized figures are +3.22% and +9.59% respectively. Across the full 7-year window we track, SCHD has the edge at +11.34% annualized vs +2.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.4% for NUHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.5% for NUHY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NUHY charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, NUHY currently yields 6.60% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

NUHY and SCHD share 0 holdings out of 414 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NUHY or SCHD?

NUHY has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

Which performed better, NUHY or SCHD?

Over the past year NUHY returned +4.72% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), NUHY annualized +2.44% vs +11.34% for SCHD. Past performance does not guarantee future results.

Which is riskier, NUHY or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 8.4% for NUHY. Worst drawdown: NUHY -20.5% vs SCHD -33.4%.

Should I hold both NUHY and SCHD?

NUHY and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NUHY and SCHD?

NUHY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 414 unique securities.

Which pays a higher dividend, NUHY or SCHD?

NUHY yields 6.60% while SCHD yields 3.31%, so NUHY currently pays the higher dividend yield.

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