NUBD vs SCHD
NUBD vs SCHD
Nuveen ESG US Aggregate Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NUBD offers more diversification with 2182 holdings.
Side-by-Side Comparison
| Metric | NUBD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.06% | |
| AUM | $464M | $103.7B | |
| Dividend Yield | 3.96% | 3.31% | |
| Holdings | 2,388 | 104 | |
| YTD Return | -0.72% | +22.69% | |
| 1Y Return | +2.45% | +30.94% | |
| 3Y Return (annualized) | +3.63% | +14.20% | |
| 5Y Return (annualized) | -0.66% | +9.59% | |
| Volatility (annualized) | 5.3% | 13.7% | |
| Max Drawdown | -20.3% | -33.4% | |
| Fund Family | Nuveen | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 29, 2017 | Oct 20, 2011 |
NUBD vs SCHD Performance
Nuveen ESG US Aggregate Bond ETF (NUBD) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NUBD returned +2.45% while SCHD returned +30.94%. Year to date, NUBD is down 0.72% versus a gain of 22.69% for SCHD.
Over three years, NUBD compounded at +3.63% per year against +14.20% for SCHD; over five years the annualized figures are -0.66% and +9.59% respectively. Across the full 9-year window we track, SCHD has the edge at +11.31% annualized vs +0.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 5.3% for NUBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.3% for NUBD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NUBD charges 0.12% per year while SCHD charges 0.06%. On a $10,000 position that is $12 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, NUBD currently yields 3.96% against 3.31% for SCHD.
Holdings Overlap
NUBD and SCHD share 1 holdings out of 2281 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in NUBD | Weight in SCHD | Difference |
|---|---|---|---|
| GVMXX | 0.27% | 0.04% | 0.23% |
Frequently Asked Questions
Which is cheaper, NUBD or SCHD?
NUBD has an expense ratio of 0.12% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, NUBD or SCHD?
Over the past year NUBD returned +2.45% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), NUBD annualized +0.31% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, NUBD or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 5.3% for NUBD. Worst drawdown: NUBD -20.3% vs SCHD -33.4%.
Should I hold both NUBD and SCHD?
NUBD and SCHD have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NUBD and SCHD?
NUBD and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2281 unique securities.
Which pays a higher dividend, NUBD or SCHD?
NUBD yields 3.96% while SCHD yields 3.31%, so NUBD currently pays the higher dividend yield.
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