NSCR vs SCHD
NSCR vs SCHD
Nuveen Sustainable Core ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NSCR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $6M | $103.7B | |
| Dividend Yield | 2.07% | 3.31% | |
| Holdings | 56 | 104 | |
| YTD Return | -17.77% | +24.26% | |
| 1Y Return | +10.55% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 14.6% | 13.6% | |
| Max Drawdown | -20.8% | -33.4% | |
| Fund Family | Nuveen | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 5, 2024 | Oct 20, 2011 |
NSCR vs SCHD Performance
Nuveen Sustainable Core ETF (NSCR) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NSCR returned +10.55% while SCHD returned +31.38%. Year to date, NSCR is down 17.77% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
NSCR has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.8% for NSCR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NSCR charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, NSCR currently yields 2.07% against 3.31% for SCHD.
Holdings Overlap
NSCR and SCHD share 3 holdings out of 155 unique holdings combined, representing a 2.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NSCR or SCHD?
NSCR has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, NSCR or SCHD?
Over the past year NSCR returned +10.55% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NSCR annualized +3.19% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, NSCR or SCHD?
NSCR has been the more volatile fund at 14.6% annualized versus 13.6% for SCHD. Worst drawdown: NSCR -20.8% vs SCHD -33.4%.
Should I hold both NSCR and SCHD?
NSCR and SCHD have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NSCR and SCHD?
NSCR and SCHD share 3 common holdings with a 2.4% weight overlap. Combined, they hold 155 unique securities.
Which pays a higher dividend, NSCR or SCHD?
NSCR yields 2.07% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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