MULT vs SCHD
MULT vs SCHD
Franklin Multisector Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. MULT offers more diversification with 177 holdings.
Side-by-Side Comparison
| Metric | MULT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $15M | $103.7B | |
| Dividend Yield | 2.61% | 3.31% | |
| Holdings | 278 | 104 | |
| YTD Return | +0.78% | +22.69% | |
| 1Y Return | +2.86% | +30.94% | |
| 3Y Return (annualized) | - | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -1.7% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Aug 26, 2025 | Oct 20, 2011 |
MULT vs SCHD Performance
Franklin Multisector Income ETF (MULT) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MULT returned +2.86% while SCHD returned +30.94%. Year to date, MULT is up 0.78% versus a gain of 22.69% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.7% for MULT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
MULT charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, MULT currently yields 2.61% against 3.31% for SCHD.
Holdings Overlap
MULT and SCHD share 0 holdings out of 277 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MULT or SCHD?
MULT has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, MULT or SCHD?
Over the past year MULT returned +2.86% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between MULT and SCHD?
MULT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 277 unique securities.
Which pays a higher dividend, MULT or SCHD?
MULT yields 2.61% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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