MSLC vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. MSLC offers more diversification with 923 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: MSLC

Side-by-Side Comparison

MetricMSLCVOOWinner
Expense Ratio0.39%0.03%
AUM$3.9B$979.0B
Dividend Yield2.00%1.09%
Holdings1,006509
YTD Return+12.32%+13.80%
1Y Return+20.47%+23.71%
3Y Return (annualized)-+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)12.5%14.1%
Max Drawdown-17.9%-34.3%
Fund FamilyMorgan StanleyVanguard (US)
CategoryEquityEquity
InceptionDec 9, 2024Sep 7, 2010

MSLC vs VOO Performance

Morgan Stanley Pathway Large Cap Equity ETF (MSLC) is a ETF from Morgan Stanley and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MSLC returned +20.47% while VOO returned +23.71%. Year to date, MSLC is up 12.32% versus a gain of 13.80% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 12.5% for MSLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.9% for MSLC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

MSLC charges 0.39% per year while VOO charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, MSLC currently yields 2.00% against 1.09% for VOO.

Holdings Overlap

75.4%overlap

MSLC and VOO share 465 holdings out of 963 unique holdings combined, representing a 75.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in MSLCWeight in VOODifference
NVDA7.11%7.51%0.40%
AAPL4.76%6.59%1.83%
MSFT4.87%4.30%0.57%
AMZNProProPro
GOOGProProPro
AVGOProProPro
METAProProPro
MUProProPro
TSLAProProPro
JPM:USProProPro
See all 10 holdings MSLC shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, MSLC or VOO?

MSLC has an expense ratio of 0.39% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, MSLC or VOO?

Over the past year MSLC returned +20.47% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), MSLC annualized +14.90% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, MSLC or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 12.5% for MSLC. Worst drawdown: MSLC -17.9% vs VOO -34.3%.

Should I hold both MSLC and VOO?

MSLC and VOO have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between MSLC and VOO?

MSLC and VOO share 465 common holdings with a 75.4% weight overlap. Combined, they hold 963 unique securities.

Which pays a higher dividend, MSLC or VOO?

MSLC yields 2.00% while VOO yields 1.09%, so MSLC currently pays the higher dividend yield.

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