MSLC vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. MSLC offers more diversification with 922 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: MSLC

Side-by-Side Comparison

MetricMSLCQQQWinner
Expense Ratio0.39%0.18%
AUM$3.9B$455.8B
Dividend Yield2.00%0.41%
Holdings1,006108
YTD Return+11.98%+18.34%
1Y Return+19.87%+28.94%
3Y Return (annualized)-+25.28%
5Y Return (annualized)-+15.22%
Volatility (annualized)12.4%30.6%
Max Drawdown-17.9%-83.0%
Fund FamilyMorgan StanleyInvesco (US)
CategoryEquityEquity
InceptionDec 9, 2024Mar 10, 1999

MSLC vs QQQ Performance

Morgan Stanley Pathway Large Cap Equity ETF (MSLC) is a ETF from Morgan Stanley and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year MSLC returned +19.87% while QQQ returned +28.94%. Year to date, MSLC is up 11.98% versus a gain of 18.34% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 12.4% for MSLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.9% for MSLC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

MSLC charges 0.39% per year while QQQ charges 0.18%. On a $10,000 position that is $39 vs $18 annually, a gap of $21 per year that compounds over a long holding period. On income, MSLC currently yields 2.00% against 0.41% for QQQ.

Holdings Overlap

45.0%overlap

MSLC and QQQ share 85 holdings out of 940 unique holdings combined, representing a 45.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MSLCWeight in QQQDifference
NVDA7.11%7.88%0.77%
AAPL4.76%7.46%2.70%
MSFT4.87%4.65%0.22%
AMZNProProPro
GOOGProProPro
MUProProPro
AVGOProProPro
METAProProPro
AMDProProPro
TSLAProProPro
See all 10 holdings MSLC shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, MSLC or QQQ?

MSLC has an expense ratio of 0.39% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, MSLC or QQQ?

Over the past year MSLC returned +19.87% vs +28.94% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), MSLC annualized +14.77% vs +13.12% for QQQ. Past performance does not guarantee future results.

Which is riskier, MSLC or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 12.4% for MSLC. Worst drawdown: MSLC -17.9% vs QQQ -83.0%.

Should I hold both MSLC and QQQ?

MSLC and QQQ have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between MSLC and QQQ?

MSLC and QQQ share 85 common holdings with a 45.0% weight overlap. Combined, they hold 940 unique securities.

Which pays a higher dividend, MSLC or QQQ?

MSLC yields 2.00% while QQQ yields 0.41%, so MSLC currently pays the higher dividend yield.

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