MPLY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: Tied

Side-by-Side Comparison

MetricMPLYSCHDWinner
Expense Ratio0.79%0.06%
AUM$16M$103.7B
Dividend Yield0.00%3.31%
Holdings100104
YTD Return+7.82%+24.08%
1Y Return+18.85%+31.88%
3Y Return (annualized)-+14.92%
5Y Return (annualized)-+9.85%
Volatility (annualized)17.3%13.6%
Max Drawdown-13.6%-33.4%
Fund FamilySTRATEGY SHARESCharles Schwab Asset Management
CategoryEquityEquity
InceptionMay 15, 2025Oct 20, 2011

MPLY vs SCHD Performance

Strategy Shares Monopoly ETF (MPLY) is a ETF from STRATEGY SHARES and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MPLY returned +18.85% while SCHD returned +31.88%. Year to date, MPLY is up 7.82% versus a gain of 24.08% for SCHD.

Risk: Volatility and Drawdowns

MPLY has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for MPLY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MPLY charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, MPLY currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

4.8%overlap

MPLY and SCHD share 11 holdings out of 189 unique holdings combined, representing a 4.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MPLYWeight in SCHDDifference
UNH0.90%4.54%3.64%
HD0.81%4.16%3.35%
ABT0.44%4.49%4.05%
AMGNProProPro
TXNProProPro
QCOMProProPro
LMTProProPro
ADPProProPro
BXProProPro
ARESProProPro
See all 10 holdings MPLY shares with SCHD
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Frequently Asked Questions

Which is cheaper, MPLY or SCHD?

MPLY has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

Which performed better, MPLY or SCHD?

Over the past year MPLY returned +18.85% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), MPLY annualized +23.55% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, MPLY or SCHD?

MPLY has been the more volatile fund at 17.3% annualized versus 13.6% for SCHD. Worst drawdown: MPLY -13.6% vs SCHD -33.4%.

Should I hold both MPLY and SCHD?

MPLY and SCHD have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MPLY and SCHD?

MPLY and SCHD share 11 common holdings with a 4.8% weight overlap. Combined, they hold 189 unique securities.

Which pays a higher dividend, MPLY or SCHD?

MPLY yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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