MMSC vs SPY

Quick Verdict

SPY has a lower expense ratio. MMSC delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: MMSCMore Diversified: SPY

Side-by-Side Comparison

MetricMMSCSPYWinner
Expense Ratio0.95%0.09%
AUM$51M$789.1B
Dividend Yield0.00%1.01%
Holdings202505
YTD Return+16.27%+13.10%
1Y Return+34.67%+22.80%
3Y Return (annualized)+20.45%+20.98%
5Y Return (annualized)-+13.20%
Volatility (annualized)21.5%15.3%
Max Drawdown-40.8%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryEquityEquity
InceptionOct 13, 2021Jan 22, 1993

MMSC vs SPY Performance

First Trust Multi-Manager Small Cap Opportunities ETF (MMSC) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year MMSC returned +34.67% while SPY returned +22.80%. Year to date, MMSC is up 16.27% versus a gain of 13.10% for SPY.

Over three years, MMSC compounded at +20.45% per year against +20.98% for SPY. Across the full 5-year window we track, SPY has the edge at +8.83% annualized vs +6.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MMSC has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.8% for MMSC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MMSC charges 0.95% per year while SPY charges 0.09%. On a $10,000 position that is $95 vs $9 annually, a gap of $86 per year that compounds over a long holding period. On income, MMSC currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.3%overlap

MMSC and SPY share 6 holdings out of 705 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MMSCWeight in SPYDifference
COHR0.58%0.10%0.48%
LITE0.47%0.09%0.38%
TECH0.49%0.02%0.47%
GNRCProProPro
PODDProProPro
CIENProProPro
See all 6 holdings MMSC shares with SPY
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Frequently Asked Questions

Which is cheaper, MMSC or SPY?

MMSC has an expense ratio of 0.95% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, MMSC or SPY?

Over the past year MMSC returned +34.67% vs +22.80% for SPY, so MMSC leads on 1-year performance. Over the longest common window we track (5 years), MMSC annualized +6.98% vs +8.83% for SPY. Past performance does not guarantee future results.

Which is riskier, MMSC or SPY?

MMSC has been the more volatile fund at 21.5% annualized versus 15.3% for SPY. Worst drawdown: MMSC -40.8% vs SPY -56.5%.

Should I hold both MMSC and SPY?

MMSC and SPY have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MMSC and SPY?

MMSC and SPY share 6 common holdings with a 0.3% weight overlap. Combined, they hold 705 unique securities.

Which pays a higher dividend, MMSC or SPY?

MMSC yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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