MFUS vs VOO
MFUS vs VOO
PIMCO RAFI Dynamic Multi-Factor US Equity ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. MFUS delivered stronger 1-year returns. MFUS offers more diversification with 845 holdings.
Side-by-Side Comparison
| Metric | MFUS | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $296M | $979.0B | |
| Dividend Yield | 1.37% | 1.09% | |
| Holdings | 858 | 509 | |
| YTD Return | +16.97% | +13.11% | |
| 1Y Return | +25.41% | +22.88% | |
| 3Y Return (annualized) | +20.20% | +21.08% | |
| 5Y Return (annualized) | +13.01% | +13.26% | |
| Volatility (annualized) | 15.6% | 14.1% | |
| Max Drawdown | -35.2% | -34.3% | |
| Fund Family | PIMCO (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 31, 2017 | Sep 7, 2010 |
MFUS vs VOO Performance
PIMCO RAFI Dynamic Multi-Factor US Equity ETF (MFUS) is a ETF from PIMCO (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MFUS returned +25.41% while VOO returned +22.88%. Year to date, MFUS is up 16.97% versus a gain of 13.11% for VOO.
Over three years, MFUS compounded at +20.20% per year against +21.08% for VOO; over five years the annualized figures are +13.01% and +13.26% respectively. Across the full 9-year window we track, VOO has the edge at +13.54% annualized vs +12.71%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MFUS has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.2% for MFUS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MFUS charges 0.29% per year while VOO charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, MFUS currently yields 1.37% against 1.09% for VOO.
Holdings Overlap
MFUS and VOO share 362 holdings out of 988 unique holdings combined, representing a 45.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MFUS | Weight in VOO | Difference |
|---|---|---|---|
| NVDA | 0.73% | 7.51% | 6.78% |
| AAPL | 1.27% | 6.59% | 5.32% |
| AVGO | 2.09% | 2.77% | 0.68% |
| INTC | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| WMT | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
| XOM | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
See all 10 holdings MFUS shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MFUS or VOO?
MFUS has an expense ratio of 0.29% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, MFUS or VOO?
Over the past year MFUS returned +25.41% vs +22.88% for VOO, so MFUS leads on 1-year performance. Over the longest common window we track (9 years), MFUS annualized +12.71% vs +13.54% for VOO. Past performance does not guarantee future results.
Which is riskier, MFUS or VOO?
MFUS has been the more volatile fund at 15.6% annualized versus 14.1% for VOO. Worst drawdown: MFUS -35.2% vs VOO -34.3%.
Should I hold both MFUS and VOO?
MFUS and VOO have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MFUS and VOO?
MFUS and VOO share 362 common holdings with a 45.2% weight overlap. Combined, they hold 988 unique securities.
Which pays a higher dividend, MFUS or VOO?
MFUS yields 1.37% while VOO yields 1.09%, so MFUS currently pays the higher dividend yield.
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