MFUL vs VOO
MFUL vs VOO
Mindful Conservative ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | MFUL | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 1.48% | 0.03% | |
| AUM | $7M | $979.0B | |
| Dividend Yield | 2.40% | 1.09% | |
| Holdings | 18 | 509 | |
| YTD Return | +3.45% | +13.31% | |
| 1Y Return | +5.38% | +24.01% | |
| 3Y Return (annualized) | +4.87% | +21.17% | |
| 5Y Return (annualized) | - | +13.34% | |
| Volatility (annualized) | 4.9% | 14.1% | |
| Max Drawdown | -16.4% | -34.3% | |
| Fund Family | Mohr Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Nov 2, 2021 | Sep 7, 2010 |
MFUL vs VOO Performance
Mindful Conservative ETF (MFUL) is a ETF from Mohr Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MFUL returned +5.38% while VOO returned +24.01%. Year to date, MFUL is up 3.45% versus a gain of 13.31% for VOO.
Over three years, MFUL compounded at +4.87% per year against +21.17% for VOO. Across the full 5-year window we track, VOO has the edge at +13.55% annualized vs +0.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.9% for MFUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.4% for MFUL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MFUL charges 1.48% per year while VOO charges 0.03%. On a $10,000 position that is $148 vs $3 annually, a gap of $145 per year that compounds over a long holding period. On income, MFUL currently yields 2.40% against 1.09% for VOO.
Holdings Overlap
MFUL and VOO share 0 holdings out of 522 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MFUL or VOO?
MFUL has an expense ratio of 1.48% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $145 per year of difference.
Which performed better, MFUL or VOO?
Over the past year MFUL returned +5.38% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), MFUL annualized +0.09% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, MFUL or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 4.9% for MFUL. Worst drawdown: MFUL -16.4% vs VOO -34.3%.
Should I hold both MFUL and VOO?
MFUL and VOO have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MFUL and VOO?
MFUL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 522 unique securities.
Which pays a higher dividend, MFUL or VOO?
MFUL yields 2.40% while VOO yields 1.09%, so MFUL currently pays the higher dividend yield.
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