IVV vs MFUL
IVV vs MFUL
iShares Core S&P 500 ETF vs Mindful Conservative ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | MFUL | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.48% | |
| AUM | $865.2B | $7M | |
| Dividend Yield | 1.09% | 2.40% | |
| Holdings | 508 | 18 | |
| YTD Return | +13.13% | +3.18% | |
| 1Y Return | +22.90% | +4.96% | |
| 3Y Return (annualized) | +21.08% | +4.78% | |
| 5Y Return (annualized) | +13.27% | - | |
| Volatility (annualized) | 15.1% | 4.9% | |
| Max Drawdown | -56.5% | -16.4% | |
| Fund Family | iShares by BlackRock (US) | Mohr Funds | |
| Category | Equity | Allocation/Balanced | |
| Inception | May 15, 2000 | Nov 2, 2021 |
IVV vs MFUL Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Mindful Conservative ETF (MFUL) is a ETF from Mohr Funds. Over the past year IVV returned +22.90% while MFUL returned +4.96%. Year to date, IVV is up 13.13% versus a gain of 3.18% for MFUL.
Over three years, IVV compounded at +21.08% per year against +4.78% for MFUL. Across the full 5-year window we track, IVV has the edge at +7.02% annualized vs +0.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.9% for MFUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -16.4% for MFUL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while MFUL charges 1.48%. On a $10,000 position that is $3 vs $148 annually, a gap of $145 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.40% for MFUL.
Holdings Overlap
IVV and MFUL share 0 holdings out of 522 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or MFUL?
IVV has an expense ratio of 0.03% while MFUL charges 1.48%. IVV is the cheaper option. On a $10,000 investment, that is $145 per year of difference.
Which performed better, IVV or MFUL?
Over the past year IVV returned +22.90% vs +4.96% for MFUL, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.02% vs +0.03% for MFUL. Past performance does not guarantee future results.
Which is riskier, IVV or MFUL?
IVV has been the more volatile fund at 15.1% annualized versus 4.9% for MFUL. Worst drawdown: IVV -56.5% vs MFUL -16.4%.
Should I hold both IVV and MFUL?
IVV and MFUL have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and MFUL?
IVV and MFUL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 522 unique securities.
Which pays a higher dividend, IVV or MFUL?
IVV yields 1.09% while MFUL yields 2.40%, so MFUL currently pays the higher dividend yield.
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