MDAA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricMDAASCHDWinner
Expense Ratio0.97%0.06%
AUM$452M$103.7B
Dividend Yield0.39%3.31%
Holdings61104
YTD Return+15.95%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-14.6%-33.4%
Fund FamilyMyriad Asset Management LPCharles Schwab Asset Management
CategoryAllocation/BalancedEquity
InceptionOct 3, 2025Oct 20, 2011

MDAA vs SCHD Performance

Myriad Dynamic Asset Allocation ETF (MDAA) is a ETF from Myriad Asset Management LP and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, MDAA is up 15.95% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -14.6% for MDAA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MDAA charges 0.97% per year while SCHD charges 0.06%. On a $10,000 position that is $97 vs $6 annually, a gap of $91 per year that compounds over a long holding period. On income, MDAA currently yields 0.39% against 3.31% for SCHD.

Holdings Overlap

0.3%overlap

MDAA and SCHD share 1 holdings out of 154 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MDAAWeight in SCHDDifference
FITB0.25%1.35%1.10%

Frequently Asked Questions

Which is cheaper, MDAA or SCHD?

MDAA has an expense ratio of 0.97% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

What is the holdings overlap between MDAA and SCHD?

MDAA and SCHD share 1 common holdings with a 0.3% weight overlap. Combined, they hold 154 unique securities.

Which pays a higher dividend, MDAA or SCHD?

MDAA yields 0.39% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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