MAMB vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricMAMBVYMWinner
Expense Ratio1.26%0.04%
AUM$192M$79.0B
Dividend Yield2.66%2.86%
Holdings10568
YTD Return+0.13%+15.80%
1Y Return+4.54%+26.12%
3Y Return (annualized)+5.27%+18.25%
5Y Return (annualized)+0.42%+12.51%
Volatility (annualized)7.0%14.6%
Max Drawdown-19.3%-58.8%
Fund FamilyMonarch FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 23, 2021Nov 10, 2006

MAMB vs VYM Performance

Monarch Ambassador Income Index ETF (MAMB) is a ETF from Monarch Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MAMB returned +4.54% while VYM returned +26.12%. Year to date, MAMB is up 0.13% versus a gain of 15.80% for VYM.

Over three years, MAMB compounded at +5.27% per year against +18.25% for VYM; over five years the annualized figures are +0.42% and +12.51% respectively. Across the full 5-year window we track, VYM has the edge at +7.07% annualized vs +0.71%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.0% for MAMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.3% for MAMB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MAMB charges 1.26% per year while VYM charges 0.04%. On a $10,000 position that is $126 vs $4 annually, a gap of $122 per year that compounds over a long holding period. On income, MAMB currently yields 2.66% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

MAMB and VYM share 0 holdings out of 565 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MAMB or VYM?

MAMB has an expense ratio of 1.26% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $122 per year of difference.

Which performed better, MAMB or VYM?

Over the past year MAMB returned +4.54% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), MAMB annualized +0.71% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, MAMB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.0% for MAMB. Worst drawdown: MAMB -19.3% vs VYM -58.8%.

Should I hold both MAMB and VYM?

MAMB and VYM have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MAMB and VYM?

MAMB and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 565 unique securities.

Which pays a higher dividend, MAMB or VYM?

MAMB yields 2.66% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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