KBFR vs SCHD

Quick Verdict

SCHD has a lower expense ratio. KBFR offers more diversification with 766 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: KBFR

Side-by-Side Comparison

MetricKBFRSCHDWinner
Expense Ratio0.79%0.06%
AUM$11M$103.7B
Dividend Yield0.29%3.31%
Holdings766104
YTD Return+10.81%+23.53%
1Y Return-+30.95%
3Y Return (annualized)-+14.72%
5Y Return (annualized)-+9.56%
Volatility (annualized)-13.6%
Max Drawdown-4.2%-33.4%
Fund FamilyInnovator ETFs TrustCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionFeb 24, 2026Oct 20, 2011

KBFR vs SCHD Performance

Innovator US Small Cap Managed 10 Buffer ETF (KBFR) is a ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, KBFR is up 10.81% versus a gain of 23.53% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.2% for KBFR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

KBFR charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, KBFR currently yields 0.29% against 3.31% for SCHD.

Holdings Overlap

1.4%overlap

KBFR and SCHD share 21 holdings out of 845 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KBFRWeight in SCHDDifference
MUR0.22%0.13%0.09%
M0.18%0.16%0.02%
MC0.18%0.13%0.05%
CVBFProProPro
CWENProProPro
RHIProProPro
KFYProProPro
FHIProProPro
CNSProProPro
WUProProPro
See all 10 holdings KBFR shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, KBFR or SCHD?

KBFR has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

What is the holdings overlap between KBFR and SCHD?

KBFR and SCHD share 21 common holdings with a 1.4% weight overlap. Combined, they hold 845 unique securities.

Which pays a higher dividend, KBFR or SCHD?

KBFR yields 0.29% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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