JHAI vs SCHD
JHAI vs SCHD
Janus Henderson Global Artificial Intelligence ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. JHAI delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | JHAI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | - | $103.7B | |
| Dividend Yield | 0.37% | 3.31% | |
| Holdings | 50 | 104 | |
| YTD Return | +24.82% | +24.26% | |
| 1Y Return | +39.06% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 29.7% | 13.6% | |
| Max Drawdown | -19.4% | -33.4% | |
| Fund Family | Janus Henderson Investors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 19, 2025 | Oct 20, 2011 |
JHAI vs SCHD Performance
Janus Henderson Global Artificial Intelligence ETF (JHAI) is a ETF from Janus Henderson Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JHAI returned +39.06% while SCHD returned +31.38%. Year to date, JHAI is up 24.82% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
JHAI has been the more volatile fund, with annualized monthly volatility of 29.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for JHAI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JHAI charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, JHAI currently yields 0.37% against 3.31% for SCHD.
Holdings Overlap
JHAI and SCHD share 0 holdings out of 148 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JHAI or SCHD?
JHAI has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, JHAI or SCHD?
Over the past year JHAI returned +39.06% vs +31.38% for SCHD, so JHAI leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, JHAI or SCHD?
JHAI has been the more volatile fund at 29.7% annualized versus 13.6% for SCHD. Worst drawdown: JHAI -19.4% vs SCHD -33.4%.
Should I hold both JHAI and SCHD?
JHAI and SCHD have a monthly-return correlation of -0.17, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHAI and SCHD?
JHAI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 148 unique securities.
Which pays a higher dividend, JHAI or SCHD?
JHAI yields 0.37% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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