IVV vs YNOT

Quick Verdict

IVV has a lower expense ratio. YNOT delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: YNOTMore Diversified: IVV

Side-by-Side Comparison

MetricIVVYNOTWinner
Expense Ratio0.03%0.75%
AUM$865.2B$130M
Dividend Yield1.09%0.00%
Holdings508105
YTD Return+13.52%+15.41%
1Y Return+23.63%+25.81%
3Y Return (annualized)+21.26%-
5Y Return (annualized)+13.52%-
Volatility (annualized)15.1%24.9%
Max Drawdown-56.5%-17.3%
Fund FamilyiShares by BlackRock (US)Horizon Funds
CategoryEquityEquity
InceptionMay 15, 2000Jul 9, 2025

IVV vs YNOT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Horizon Digital Frontier ETF (YNOT) is a ETF from Horizon Funds. Over the past year IVV returned +23.63% while YNOT returned +25.81%. Year to date, IVV is up 13.52% versus a gain of 15.41% for YNOT.

Risk: Volatility and Drawdowns

YNOT has been the more volatile fund, with annualized monthly volatility of 24.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -17.3% for YNOT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while YNOT charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for YNOT.

Holdings Overlap

34.5%overlap

IVV and YNOT share 49 holdings out of 558 unique holdings combined, representing a 34.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in YNOTDifference
NVDA7.76%8.15%0.39%
MSFT4.57%5.51%0.94%
GOOG2.53%6.93%4.40%
AMZNProProPro
AVGOProProPro
MUProProPro
CATProProPro
PLTRProProPro
METAProProPro
AMDProProPro
See all 10 holdings IVV shares with YNOT
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or YNOT?

IVV has an expense ratio of 0.03% while YNOT charges 0.75%. IVV is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, IVV or YNOT?

Over the past year IVV returned +23.63% vs +25.81% for YNOT, so YNOT leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.04% vs +28.66% for YNOT. Past performance does not guarantee future results.

Which is riskier, IVV or YNOT?

YNOT has been the more volatile fund at 24.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs YNOT -17.3%.

Should I hold both IVV and YNOT?

IVV and YNOT have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and YNOT?

IVV and YNOT share 49 common holdings with a 34.5% weight overlap. Combined, they hold 558 unique securities.

Which pays a higher dividend, IVV or YNOT?

IVV yields 1.09% while YNOT yields 0.00%, so IVV currently pays the higher dividend yield.

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