IVV vs XHYT

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVXHYTWinner
Expense Ratio0.03%0.35%
AUM$865.2B$12M
Dividend Yield1.09%7.83%
Holdings508293
YTD Return+11.54%-0.08%
1Y Return+21.48%+5.32%
3Y Return (annualized)+20.86%+8.71%
5Y Return (annualized)+13.02%-
Volatility (annualized)15.1%8.8%
Max Drawdown-56.5%-13.5%
Fund FamilyiShares by BlackRock (US)BondBloxx
CategoryEquityFixed Income
InceptionMay 15, 2000Feb 15, 2022

IVV vs XHYT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx USD High Yield Bond Telecom, Media & Technology Sector ETF (XHYT) is a ETF from BondBloxx. Over the past year IVV returned +21.48% while XHYT returned +5.32%. Year to date, IVV is up 11.54% versus a loss of 0.08% for XHYT.

Over three years, IVV compounded at +20.86% per year against +8.71% for XHYT. Across the full 4-year window we track, IVV has the edge at +6.97% annualized vs +3.71%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.8% for XHYT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -13.5% for XHYT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while XHYT charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 7.83% for XHYT.

Holdings Overlap

0.0%overlap

IVV and XHYT share 0 holdings out of 767 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or XHYT?

IVV has an expense ratio of 0.03% while XHYT charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, IVV or XHYT?

Over the past year IVV returned +21.48% vs +5.32% for XHYT, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +6.97% vs +3.71% for XHYT. Past performance does not guarantee future results.

Which is riskier, IVV or XHYT?

IVV has been the more volatile fund at 15.1% annualized versus 8.8% for XHYT. Worst drawdown: IVV -56.5% vs XHYT -13.5%.

Should I hold both IVV and XHYT?

IVV and XHYT have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and XHYT?

IVV and XHYT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 767 unique securities.

Which pays a higher dividend, IVV or XHYT?

IVV yields 1.09% while XHYT yields 7.83%, so XHYT currently pays the higher dividend yield.

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