IVV vs XCCC
IVV vs XCCC
iShares Core S&P 500 ETF vs BondBloxx CCC Rated USD High Yield Corporate Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XCCC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.40% | |
| AUM | $865.2B | $273M | |
| Dividend Yield | 1.09% | 9.95% | |
| Holdings | 508 | 188 | |
| YTD Return | +9.93% | -0.67% | |
| 1Y Return | +19.59% | +2.16% | |
| 3Y Return (annualized) | +19.41% | +9.02% | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.1% | 9.0% | |
| Max Drawdown | -56.5% | -11.0% | |
| Fund Family | iShares by BlackRock (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | May 24, 2022 |
IVV vs XCCC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx CCC Rated USD High Yield Corporate Bond ETF (XCCC) is a ETF from BondBloxx. Over the past year IVV returned +19.59% while XCCC returned +2.16%. Year to date, IVV is up 9.93% versus a loss of 0.67% for XCCC.
Over three years, IVV compounded at +19.41% per year against +9.02% for XCCC. Across the full 4-year window we track, XCCC has the edge at +7.63% annualized vs +6.91%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.0% for XCCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -11.0% for XCCC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XCCC charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 9.95% for XCCC.
Holdings Overlap
IVV and XCCC share 0 holdings out of 670 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XCCC?
IVV has an expense ratio of 0.03% while XCCC charges 0.40%. IVV is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, IVV or XCCC?
Over the past year IVV returned +19.59% vs +2.16% for XCCC, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +6.91% vs +7.63% for XCCC. Past performance does not guarantee future results.
Which is riskier, IVV or XCCC?
IVV has been the more volatile fund at 15.1% annualized versus 9.0% for XCCC. Worst drawdown: IVV -56.5% vs XCCC -11.0%.
Should I hold both IVV and XCCC?
IVV and XCCC have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XCCC?
IVV and XCCC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 670 unique securities.
Which pays a higher dividend, IVV or XCCC?
IVV yields 1.09% while XCCC yields 9.95%, so XCCC currently pays the higher dividend yield.
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