IVV vs VUSB
IVV vs VUSB
iShares Core S&P 500 ETF vs Vanguard Ultra Short Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | VUSB | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.10% | |
| AUM | $865.2B | $8.9B | |
| Dividend Yield | 1.09% | 4.38% | |
| Holdings | 508 | 1,262 | |
| YTD Return | +9.93% | -0.18% | |
| 1Y Return | +19.59% | +2.12% | |
| 3Y Return (annualized) | +19.41% | +4.52% | |
| 5Y Return (annualized) | +12.89% | +3.10% | |
| Volatility (annualized) | 15.1% | 1.1% | |
| Max Drawdown | -56.5% | -1.8% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Apr 5, 2021 |
IVV vs VUSB Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Vanguard Ultra Short Bond ETF (VUSB) is a ETF from Vanguard (US). Over the past year IVV returned +19.59% while VUSB returned +2.12%. Year to date, IVV is up 9.93% versus a loss of 0.18% for VUSB.
Over three years, IVV compounded at +19.41% per year against +4.52% for VUSB; over five years the annualized figures are +12.89% and +3.10% respectively. Across the full 5-year window we track, IVV has the edge at +6.91% annualized vs +2.94%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.1% for VUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.8% for VUSB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while VUSB charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.38% for VUSB.
Holdings Overlap
IVV and VUSB share 0 holdings out of 658 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or VUSB?
IVV has an expense ratio of 0.03% while VUSB charges 0.10%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IVV or VUSB?
Over the past year IVV returned +19.59% vs +2.12% for VUSB, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +6.91% vs +2.94% for VUSB. Past performance does not guarantee future results.
Which is riskier, IVV or VUSB?
IVV has been the more volatile fund at 15.1% annualized versus 1.1% for VUSB. Worst drawdown: IVV -56.5% vs VUSB -1.8%.
Should I hold both IVV and VUSB?
IVV and VUSB have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and VUSB?
IVV and VUSB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 658 unique securities.
Which pays a higher dividend, IVV or VUSB?
IVV yields 1.09% while VUSB yields 4.38%, so VUSB currently pays the higher dividend yield.
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