IVV vs VGI

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVVGIWinner
Expense Ratio0.03%1.74%
AUM$865.2B$88M
Dividend Yield1.09%11.98%
Holdings508646
YTD Return+13.13%+0.65%
1Y Return+22.90%+4.93%
3Y Return (annualized)+21.08%+11.35%
5Y Return (annualized)+13.27%+1.98%
Volatility (annualized)15.1%14.1%
Max Drawdown-56.5%-63.3%
Fund FamilyiShares by BlackRock (US)Virtus Investment Partners
CategoryEquityFixed Income
InceptionMay 15, 2000Feb 23, 2012

IVV vs VGI Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Virtus Global Multi-Sector Income Fund (VGI) is a ETF from Virtus Investment Partners. Over the past year IVV returned +22.90% while VGI returned +4.93%. Year to date, IVV is up 13.13% versus a gain of 0.65% for VGI.

Over three years, IVV compounded at +21.08% per year against +11.35% for VGI; over five years the annualized figures are +13.27% and +1.98% respectively. Across the full 14-year window we track, IVV has the edge at +7.02% annualized vs -2.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.1% for VGI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -63.3% for VGI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while VGI charges 1.74%. On a $10,000 position that is $3 vs $174 annually, a gap of $171 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 11.98% for VGI.

Holdings Overlap

0.0%overlap

IVV and VGI share 0 holdings out of 939 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or VGI?

IVV has an expense ratio of 0.03% while VGI charges 1.74%. IVV is the cheaper option. On a $10,000 investment, that is $171 per year of difference.

Which performed better, IVV or VGI?

Over the past year IVV returned +22.90% vs +4.93% for VGI, so IVV leads on 1-year performance. Over the longest common window we track (14 years), IVV annualized +7.02% vs -2.44% for VGI. Past performance does not guarantee future results.

Which is riskier, IVV or VGI?

IVV has been the more volatile fund at 15.1% annualized versus 14.1% for VGI. Worst drawdown: IVV -56.5% vs VGI -63.3%.

Should I hold both IVV and VGI?

IVV and VGI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and VGI?

IVV and VGI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 939 unique securities.

Which pays a higher dividend, IVV or VGI?

IVV yields 1.09% while VGI yields 11.98%, so VGI currently pays the higher dividend yield.

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