IVV vs VFQY

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVVFQYWinner
Expense Ratio0.03%0.13%
AUM$865.2B$474M
Dividend Yield1.09%1.39%
Holdings508409
YTD Return+13.80%+14.88%
1Y Return+23.70%+22.22%
3Y Return (annualized)+21.49%+15.80%
5Y Return (annualized)+13.43%+9.16%
Volatility (annualized)15.1%18.2%
Max Drawdown-56.5%-37.4%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 15, 2000Feb 13, 2018

IVV vs VFQY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Vanguard US Quality Factor ETF (VFQY) is a ETF from Vanguard (US). Over the past year IVV returned +23.70% while VFQY returned +22.22%. Year to date, IVV is up 13.80% versus a gain of 14.88% for VFQY.

Over three years, IVV compounded at +21.49% per year against +15.80% for VFQY; over five years the annualized figures are +13.43% and +9.16% respectively. Across the full 9-year window we track, VFQY has the edge at +11.74% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VFQY has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -37.4% for VFQY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while VFQY charges 0.13%. On a $10,000 position that is $3 vs $13 annually, a gap of $10 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.39% for VFQY.

Holdings Overlap

14.5%overlap

IVV and VFQY share 102 holdings out of 807 unique holdings combined, representing a 14.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in VFQYDifference
AAPL7.44%1.64%5.80%
NVDA7.76%0.54%7.22%
LLY1.44%1.23%0.21%
COSTProProPro
VProProPro
KLACProProPro
WMTProProPro
FTNTProProPro
PEPProProPro
QCOMProProPro
See all 10 holdings IVV shares with VFQY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or VFQY?

IVV has an expense ratio of 0.03% while VFQY charges 0.13%. IVV is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, IVV or VFQY?

Over the past year IVV returned +23.70% vs +22.22% for VFQY, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +7.05% vs +11.74% for VFQY. Past performance does not guarantee future results.

Which is riskier, IVV or VFQY?

VFQY has been the more volatile fund at 18.2% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs VFQY -37.4%.

Should I hold both IVV and VFQY?

IVV and VFQY have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and VFQY?

IVV and VFQY share 102 common holdings with a 14.5% weight overlap. Combined, they hold 807 unique securities.

Which pays a higher dividend, IVV or VFQY?

IVV yields 1.09% while VFQY yields 1.39%, so VFQY currently pays the higher dividend yield.

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