IVV vs VEU

Quick Verdict

IVV has a lower expense ratio. VEU delivered stronger 1-year returns. VEU offers more diversification with 2818 holdings.

Lower Fees: IVVHigher Returns: VEUMore Diversified: VEU

Side-by-Side Comparison

MetricIVVVEUWinner
Expense Ratio0.03%0.04%
AUM$865.2B$67.3B
Dividend Yield1.09%2.54%
Holdings5083,921
YTD Return+11.54%+12.11%
1Y Return+21.48%+27.42%
3Y Return (annualized)+20.86%+18.50%
5Y Return (annualized)+13.02%+8.98%
Volatility (annualized)15.1%17.7%
Max Drawdown-56.5%-62.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 15, 2000Mar 2, 2007

IVV vs VEU Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Vanguard FTSE All World Ex US ETF (VEU) is a ETF from Vanguard (US). Over the past year IVV returned +21.48% while VEU returned +27.42%. Year to date, IVV is up 11.54% versus a gain of 12.11% for VEU.

Over three years, IVV compounded at +20.86% per year against +18.50% for VEU; over five years the annualized figures are +13.02% and +8.98% respectively. Across the full 19-year window we track, IVV has the edge at +6.97% annualized vs +3.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VEU has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -62.8% for VEU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while VEU charges 0.04%. On a $10,000 position that is $3 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.54% for VEU.

Holdings Overlap

0.3%overlap

IVV and VEU share 6 holdings out of 3317 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in VEUDifference
SLB0.11%0.90%0.79%
ORCL0.33%0.01%0.32%
HBAN0.06%0.05%0.01%
IRMProProPro
KRProProPro
BGProProPro
See all 6 holdings IVV shares with VEU
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Frequently Asked Questions

Which is cheaper, IVV or VEU?

IVV has an expense ratio of 0.03% while VEU charges 0.04%. IVV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, IVV or VEU?

Over the past year IVV returned +21.48% vs +27.42% for VEU, so VEU leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +6.97% vs +3.44% for VEU. Past performance does not guarantee future results.

Which is riskier, IVV or VEU?

VEU has been the more volatile fund at 17.7% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs VEU -62.8%.

Should I hold both IVV and VEU?

IVV and VEU have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and VEU?

IVV and VEU share 6 common holdings with a 0.3% weight overlap. Combined, they hold 3317 unique securities.

Which pays a higher dividend, IVV or VEU?

IVV yields 1.09% while VEU yields 2.54%, so VEU currently pays the higher dividend yield.

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