IVV vs USRT
IVV vs USRT
iShares Core S&P 500 ETF vs iShares Core US REIT ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | USRT | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.08% | |
| AUM | $865.2B | $4.7B | |
| Dividend Yield | 1.09% | 2.56% | |
| Holdings | 508 | 130 | |
| YTD Return | +13.52% | +19.51% | |
| 1Y Return | +23.63% | +23.50% | |
| 3Y Return (annualized) | +21.26% | +12.28% | |
| 5Y Return (annualized) | +13.52% | +5.29% | |
| Volatility (annualized) | 15.1% | 21.6% | |
| Max Drawdown | -56.5% | -72.9% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | May 1, 2007 |
IVV vs USRT Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Core US REIT ETF (USRT) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +23.63% while USRT returned +23.50%. Year to date, IVV is up 13.52% versus a gain of 19.51% for USRT.
Over three years, IVV compounded at +21.26% per year against +12.28% for USRT; over five years the annualized figures are +13.52% and +5.29% respectively. Across the full 19-year window we track, IVV has the edge at +7.04% annualized vs +2.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USRT has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -72.9% for USRT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while USRT charges 0.08%. On a $10,000 position that is $3 vs $8 annually, a gap of $5 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.56% for USRT.
Holdings Overlap
IVV and USRT share 26 holdings out of 606 unique holdings combined, representing a 1.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in USRT | Difference |
|---|---|---|---|
| WELL | 0.27% | 9.03% | 8.76% |
| PLD | 0.22% | 7.31% | 7.09% |
| EQIX | 0.16% | 5.93% | 5.77% |
| SPG | Pro | Pro | Pro |
| DLR | Pro | Pro | Pro |
| O | Pro | Pro | Pro |
| PSA | Pro | Pro | Pro |
| VTR | Pro | Pro | Pro |
| IRM | Pro | Pro | Pro |
| EXR | Pro | Pro | Pro |
See all 10 holdings IVV shares with USRT Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or USRT?
IVV has an expense ratio of 0.03% while USRT charges 0.08%. IVV is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, IVV or USRT?
Over the past year IVV returned +23.63% vs +23.50% for USRT, so IVV leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +7.04% vs +2.46% for USRT. Past performance does not guarantee future results.
Which is riskier, IVV or USRT?
USRT has been the more volatile fund at 21.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs USRT -72.9%.
Should I hold both IVV and USRT?
IVV and USRT have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and USRT?
IVV and USRT share 26 common holdings with a 1.7% weight overlap. Combined, they hold 606 unique securities.
Which pays a higher dividend, IVV or USRT?
IVV yields 1.09% while USRT yields 2.56%, so USRT currently pays the higher dividend yield.
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