IVV vs USIG
IVV vs USIG
iShares Core S&P 500 ETF vs iShares Broad USD Investment Grade Corporate Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. USIG offers more diversification with 9966 holdings.
Side-by-Side Comparison
| Metric | IVV | USIG | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.04% | |
| AUM | $865.2B | $17.3B | |
| Dividend Yield | 1.09% | 4.72% | |
| Holdings | 508 | 11,462 | |
| YTD Return | +13.80% | -0.31% | |
| 1Y Return | +23.70% | +2.15% | |
| 3Y Return (annualized) | +21.49% | +5.19% | |
| 5Y Return (annualized) | +13.43% | +0.23% | |
| Volatility (annualized) | 15.1% | 7.4% | |
| Max Drawdown | -56.5% | -21.6% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 5, 2007 |
IVV vs USIG Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Broad USD Investment Grade Corporate Bond ETF (USIG) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +23.70% while USIG returned +2.15%. Year to date, IVV is up 13.80% versus a loss of 0.31% for USIG.
Over three years, IVV compounded at +21.49% per year against +5.19% for USIG; over five years the annualized figures are +13.43% and +0.23% respectively. Across the full 8-year window we track, IVV has the edge at +7.05% annualized vs +1.83%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.4% for USIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -21.6% for USIG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while USIG charges 0.04%. On a $10,000 position that is $3 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.72% for USIG.
Holdings Overlap
IVV and USIG share 8 holdings out of 10463 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in USIG | Difference |
|---|---|---|---|
| GE | 0.55% | 0.01% | 0.54% |
| XTSLA | 0.15% | 0.35% | 0.20% |
| DUK | 0.15% | 0.01% | 0.14% |
| AON | Pro | Pro | Pro |
| KDP | Pro | Pro | Pro |
| ADM | Pro | Pro | Pro |
| HUBB | Pro | Pro | Pro |
| CNP | Pro | Pro | Pro |
See all 8 holdings IVV shares with USIG Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or USIG?
IVV has an expense ratio of 0.03% while USIG charges 0.04%. IVV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, IVV or USIG?
Over the past year IVV returned +23.70% vs +2.15% for USIG, so IVV leads on 1-year performance. Over the longest common window we track (8 years), IVV annualized +7.05% vs +1.83% for USIG. Past performance does not guarantee future results.
Which is riskier, IVV or USIG?
IVV has been the more volatile fund at 15.1% annualized versus 7.4% for USIG. Worst drawdown: IVV -56.5% vs USIG -21.6%.
Should I hold both IVV and USIG?
IVV and USIG have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and USIG?
IVV and USIG share 8 common holdings with a 0.2% weight overlap. Combined, they hold 10463 unique securities.
Which pays a higher dividend, IVV or USIG?
IVV yields 1.09% while USIG yields 4.72%, so USIG currently pays the higher dividend yield.
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