IVV vs SHAG

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. SHAG offers more diversification with 1024 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: SHAG

Side-by-Side Comparison

MetricIVVSHAGWinner
Expense Ratio0.03%0.12%
AUM$865.2B$47M
Dividend Yield1.09%4.31%
Holdings5081,122
YTD Return+13.31%-1.54%
1Y Return+24.00%+0.17%
3Y Return (annualized)+21.16%+3.81%
5Y Return (annualized)+13.34%+1.05%
Volatility (annualized)15.1%2.6%
Max Drawdown-56.5%-9.6%
Fund FamilyiShares by BlackRock (US)WisdomTree Investments
CategoryEquityFixed Income
InceptionMay 15, 2000May 18, 2017

IVV vs SHAG Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Wisdomtree Yield Enhanced US Short-Term Aggregate Bond Fund (SHAG) is a ETF from WisdomTree Investments. Over the past year IVV returned +24.00% while SHAG returned +0.17%. Year to date, IVV is up 13.31% versus a loss of 1.54% for SHAG.

Over three years, IVV compounded at +21.16% per year against +3.81% for SHAG; over five years the annualized figures are +13.34% and +1.05% respectively. Across the full 9-year window we track, IVV has the edge at +7.03% annualized vs +1.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.6% for SHAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -9.6% for SHAG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while SHAG charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.31% for SHAG.

Holdings Overlap

0.1%overlap

IVV and SHAG share 2 holdings out of 1527 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in SHAGDifference
KDP0.06%0.18%0.12%
HUBB0.04%0.08%0.04%

Frequently Asked Questions

Which is cheaper, IVV or SHAG?

IVV has an expense ratio of 0.03% while SHAG charges 0.12%. IVV is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, IVV or SHAG?

Over the past year IVV returned +24.00% vs +0.17% for SHAG, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +7.03% vs +1.85% for SHAG. Past performance does not guarantee future results.

Which is riskier, IVV or SHAG?

IVV has been the more volatile fund at 15.1% annualized versus 2.6% for SHAG. Worst drawdown: IVV -56.5% vs SHAG -9.6%.

Should I hold both IVV and SHAG?

IVV and SHAG have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and SHAG?

IVV and SHAG share 2 common holdings with a 0.1% weight overlap. Combined, they hold 1527 unique securities.

Which pays a higher dividend, IVV or SHAG?

IVV yields 1.09% while SHAG yields 4.31%, so SHAG currently pays the higher dividend yield.

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