IVV vs RSPF

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVRSPFWinner
Expense Ratio0.03%0.40%
AUM$865.2B$309M
Dividend Yield1.09%1.62%
Holdings50878
YTD Return+13.13%+8.70%
1Y Return+22.90%+12.89%
3Y Return (annualized)+21.08%+17.70%
5Y Return (annualized)+13.27%+8.51%
Volatility (annualized)15.1%23.5%
Max Drawdown-56.5%-82.2%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
InceptionMay 15, 2000Nov 1, 2006

IVV vs RSPF Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Invesco S&P 500 Equal Weight Financials ETF (RSPF) is a ETF from Invesco (US). Over the past year IVV returned +22.90% while RSPF returned +12.89%. Year to date, IVV is up 13.13% versus a gain of 8.70% for RSPF.

Over three years, IVV compounded at +21.08% per year against +17.70% for RSPF; over five years the annualized figures are +13.27% and +8.51% respectively. Across the full 20-year window we track, IVV has the edge at +7.02% annualized vs +3.32%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPF has been the more volatile fund, with annualized monthly volatility of 23.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -82.2% for RSPF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while RSPF charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.62% for RSPF.

Holdings Overlap

10.1%overlap

IVV and RSPF share 73 holdings out of 508 unique holdings combined, representing a 10.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in RSPFDifference
JPM:US1.43%1.37%0.06%
V0.91%1.36%0.45%
MA0.67%1.34%0.67%
GSProProPro
WFCProProPro
MSProProPro
CProProPro
AXPProProPro
COFProProPro
HOODProProPro
See all 10 holdings IVV shares with RSPF
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Frequently Asked Questions

Which is cheaper, IVV or RSPF?

IVV has an expense ratio of 0.03% while RSPF charges 0.40%. IVV is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, IVV or RSPF?

Over the past year IVV returned +22.90% vs +12.89% for RSPF, so IVV leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +7.02% vs +3.32% for RSPF. Past performance does not guarantee future results.

Which is riskier, IVV or RSPF?

RSPF has been the more volatile fund at 23.5% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RSPF -82.2%.

Should I hold both IVV and RSPF?

IVV and RSPF have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and RSPF?

IVV and RSPF share 73 common holdings with a 10.1% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, IVV or RSPF?

IVV yields 1.09% while RSPF yields 1.62%, so RSPF currently pays the higher dividend yield.

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