IVV vs PSH

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPSHWinner
Expense Ratio0.03%0.45%
AUM$865.2B$173M
Dividend Yield1.09%7.18%
Holdings508604
YTD Return+13.31%-1.24%
1Y Return+24.00%+0.68%
3Y Return (annualized)+21.16%-
5Y Return (annualized)+13.34%-
Volatility (annualized)15.1%8.7%
Max Drawdown-56.5%-14.0%
Fund FamilyiShares by BlackRock (US)PGIM Investments
CategoryEquityFixed Income
InceptionMay 15, 2000Dec 14, 2023

IVV vs PSH Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and PGIM Short Duration High Yield ETF (PSH) is a ETF from PGIM Investments. Over the past year IVV returned +24.00% while PSH returned +0.68%. Year to date, IVV is up 13.31% versus a loss of 1.24% for PSH.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.7% for PSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -14.0% for PSH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PSH charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 7.18% for PSH.

Holdings Overlap

0.0%overlap

IVV and PSH share 1 holdings out of 868 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in PSHDifference
GEN0.02%0.53%0.51%

Frequently Asked Questions

Which is cheaper, IVV or PSH?

IVV has an expense ratio of 0.03% while PSH charges 0.45%. IVV is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, IVV or PSH?

Over the past year IVV returned +24.00% vs +0.68% for PSH, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.03% vs -0.38% for PSH. Past performance does not guarantee future results.

Which is riskier, IVV or PSH?

IVV has been the more volatile fund at 15.1% annualized versus 8.7% for PSH. Worst drawdown: IVV -56.5% vs PSH -14.0%.

Should I hold both IVV and PSH?

IVV and PSH have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PSH?

IVV and PSH share 1 common holdings with a 0.0% weight overlap. Combined, they hold 868 unique securities.

Which pays a higher dividend, IVV or PSH?

IVV yields 1.09% while PSH yields 7.18%, so PSH currently pays the higher dividend yield.

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