IVV vs PCRB

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPCRBWinner
Expense Ratio0.03%0.36%
AUM$865.2B$7M
Dividend Yield1.09%9.74%
Holdings508568
YTD Return+9.93%-0.43%
1Y Return+19.59%+4.33%
3Y Return (annualized)+19.41%+4.09%
5Y Return (annualized)+12.89%-
Volatility (annualized)15.1%5.6%
Max Drawdown-56.5%-7.2%
Fund FamilyiShares by BlackRock (US)Franklin Templeton Investments (US)
CategoryEquityFixed Income
InceptionMay 15, 2000Jan 19, 2023

IVV vs PCRB Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Putnam ESG Core Bond ETF (PCRB) is a ETF from Franklin Templeton Investments (US). Over the past year IVV returned +19.59% while PCRB returned +4.33%. Year to date, IVV is up 9.93% versus a loss of 0.43% for PCRB.

Over three years, IVV compounded at +19.41% per year against +4.09% for PCRB. Across the full 3-year window we track, IVV has the edge at +6.91% annualized vs +3.23%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.6% for PCRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -7.2% for PCRB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PCRB charges 0.36%. On a $10,000 position that is $3 vs $36 annually, a gap of $33 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 9.74% for PCRB.

Holdings Overlap

0.0%overlap

IVV and PCRB share 0 holdings out of 886 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or PCRB?

IVV has an expense ratio of 0.03% while PCRB charges 0.36%. IVV is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, IVV or PCRB?

Over the past year IVV returned +19.59% vs +4.33% for PCRB, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +6.91% vs +3.23% for PCRB. Past performance does not guarantee future results.

Which is riskier, IVV or PCRB?

IVV has been the more volatile fund at 15.1% annualized versus 5.6% for PCRB. Worst drawdown: IVV -56.5% vs PCRB -7.2%.

Should I hold both IVV and PCRB?

IVV and PCRB have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PCRB?

IVV and PCRB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 886 unique securities.

Which pays a higher dividend, IVV or PCRB?

IVV yields 1.09% while PCRB yields 9.74%, so PCRB currently pays the higher dividend yield.

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