IVV vs NCPB

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVNCPBWinner
Expense Ratio0.03%0.31%
AUM$865.2B$55M
Dividend Yield1.09%5.17%
Holdings508476
YTD Return+11.54%-0.34%
1Y Return+21.48%+2.72%
3Y Return (annualized)+20.86%-
5Y Return (annualized)+13.02%-
Volatility (annualized)15.1%4.4%
Max Drawdown-56.5%-2.9%
Fund FamilyiShares by BlackRock (US)Nuveen
CategoryEquityFixed Income
InceptionMay 15, 2000Mar 5, 2024

IVV vs NCPB Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Nuveen Core Plus Bond ETF (NCPB) is a ETF from Nuveen. Over the past year IVV returned +21.48% while NCPB returned +2.72%. Year to date, IVV is up 11.54% versus a loss of 0.34% for NCPB.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.4% for NCPB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -2.9% for NCPB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while NCPB charges 0.31%. On a $10,000 position that is $3 vs $31 annually, a gap of $28 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.17% for NCPB.

Holdings Overlap

0.3%overlap

IVV and NCPB share 3 holdings out of 868 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in NCPBDifference
C0.35%0.13%0.22%
DUK0.15%0.09%0.06%
GM0.11%0.03%0.08%

Frequently Asked Questions

Which is cheaper, IVV or NCPB?

IVV has an expense ratio of 0.03% while NCPB charges 0.31%. IVV is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

Which performed better, IVV or NCPB?

Over the past year IVV returned +21.48% vs +2.72% for NCPB, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +6.97% vs +5.93% for NCPB. Past performance does not guarantee future results.

Which is riskier, IVV or NCPB?

IVV has been the more volatile fund at 15.1% annualized versus 4.4% for NCPB. Worst drawdown: IVV -56.5% vs NCPB -2.9%.

Should I hold both IVV and NCPB?

IVV and NCPB have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and NCPB?

IVV and NCPB share 3 common holdings with a 0.3% weight overlap. Combined, they hold 868 unique securities.

Which pays a higher dividend, IVV or NCPB?

IVV yields 1.09% while NCPB yields 5.17%, so NCPB currently pays the higher dividend yield.

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