IVV vs IYJ

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVIYJWinner
Expense Ratio0.03%0.38%
AUM$865.2B$2.0B
Dividend Yield1.09%0.70%
Holdings508215
YTD Return+13.13%+12.45%
1Y Return+22.90%+18.43%
3Y Return (annualized)+21.08%+16.85%
5Y Return (annualized)+13.27%+9.34%
Volatility (annualized)15.1%18.6%
Max Drawdown-56.5%-62.8%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionMay 15, 2000Jun 12, 2000

IVV vs IYJ Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares US Industrials ETF (IYJ) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +22.90% while IYJ returned +18.43%. Year to date, IVV is up 13.13% versus a gain of 12.45% for IYJ.

Over three years, IVV compounded at +21.08% per year against +16.85% for IYJ; over five years the annualized figures are +13.27% and +9.34% respectively. Across the full 26-year window we track, IYJ has the edge at +7.67% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IYJ has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -62.8% for IYJ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while IYJ charges 0.38%. On a $10,000 position that is $3 vs $38 annually, a gap of $35 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.70% for IYJ.

Holdings Overlap

10.4%overlap

IVV and IYJ share 97 holdings out of 620 unique holdings combined, representing a 10.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in IYJDifference
V0.91%6.90%5.99%
CAT0.63%5.15%4.52%
MA0.67%5.03%4.36%
GEProProPro
GEVProProPro
AXPProProPro
BAProProPro
UNPProProPro
DEProProPro
COFProProPro
See all 10 holdings IVV shares with IYJ
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Frequently Asked Questions

Which is cheaper, IVV or IYJ?

IVV has an expense ratio of 0.03% while IYJ charges 0.38%. IVV is the cheaper option. On a $10,000 investment, that is $35 per year of difference.

Which performed better, IVV or IYJ?

Over the past year IVV returned +22.90% vs +18.43% for IYJ, so IVV leads on 1-year performance. Over the longest common window we track (26 years), IVV annualized +7.02% vs +7.67% for IYJ. Past performance does not guarantee future results.

Which is riskier, IVV or IYJ?

IYJ has been the more volatile fund at 18.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs IYJ -62.8%.

Should I hold both IVV and IYJ?

IVV and IYJ have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and IYJ?

IVV and IYJ share 97 common holdings with a 10.4% weight overlap. Combined, they hold 620 unique securities.

Which pays a higher dividend, IVV or IYJ?

IVV yields 1.09% while IYJ yields 0.70%, so IVV currently pays the higher dividend yield.

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